An apartment in JVC costs AED 1,500,000 and rents for AED 105,000 per year. What is the gross rental yield (in %)?

Which cost is typically the biggest deduction when you move from gross yield to net yield on a Dubai apartment?

1. The DLD transfer fee
2. Annual service charges
3. Ejari registration
4. The agency fee paid by the tenant

What is the Dubai Land Department transfer fee on the resale of a ready property?

1. 2% of the price
2. 5% of the price
3. 4% of the price
4. 4% of the price plus 5% VAT

A buyer purchases a resale villa for AED 1,800,000. The agency charges the standard 2% commission. How much does the buyer pay the agency in total, including VAT?

A tenant signs a lease at AED 120,000 per year. The agency charges the usual 5% of the annual rent. What is the commission?

A 1,300 sq ft apartment is listed at AED 1,950,000. What is the price per sq ft?

A developer brochure shows a unit of 120 sq m. How many sq ft is that? (1 sq m = 10.7639 sq ft)

A new broker arrives with AED 54,000 savings. Visa, licence and set-up cost AED 9,000 upfront, then his living and work costs are AED 9,000 per month. How many months can he last with no commission?

A client buys an 850 sq ft apartment for AED 1,200,000 cash. Rent is AED 90,000 per year and service charges are AED 18 per sq ft per year. Ignoring other costs, what is the net rental yield (in %)?

You close a resale at AED 2,400,000 with a 2% commission (before VAT). Your agency pays you a 50% split. What is your share in AED?

A unit of 95 sq m is priced at AED 1,650,000. What is its price per sq ft? (1 sq m = 10.7639 sq ft)

An expat buys his first home, a ready apartment at AED 3,000,000. Under the UAE Central Bank rules, what is the maximum mortgage he can get?

An expat buys a first home, a ready villa at AED 6,500,000. What is the minimum down payment under the UAE Central Bank LTV limits?

An expat who already owns a home buys a second ready apartment at AED 2,000,000 as an investment. What is the maximum mortgage?

An expat wants a bank mortgage on an off-plan apartment. What is the maximum loan-to-value allowed by the UAE Central Bank?

1. 50%
2. 60%
3. 75%
4. 80%

An investor bought for AED 1,400,000 and paid AED 90,000 in buying costs. He sells for AED 1,750,000 and pays 2% agency fee plus 5% VAT on the sale. What is his ROI (in %) on the total amount invested?

A broker's monthly costs are AED 9,000. He closes rentals averaging AED 100,000 per year, at 5% commission, with a 50% split. How many deals per month does he need to break even (whole deals)?

A cash buyer purchases a resale apartment for AED 2,400,000. Count: the 4% DLD transfer fee, the trustee office fee of AED 4,000 plus 5% VAT, a 2% agency fee plus 5% VAT, and AED 580 of DLD title deed and admin charges. What is the total of these buying costs?

An expat first-time buyer purchases a ready apartment for AED 1,600,000 with the maximum mortgage allowed. Add up: 4% DLD transfer fee, trustee fee AED 4,000 + 5% VAT, 2% agency fee + 5% VAT, and the mortgage registration fee of 0.25% of the loan plus AED 290 admin. What is the total?

Two agencies co-broke a sale of AED 3,500,000 at 2% commission (before VAT) and share it 50/50. The buyer's agent is on a 60% split with her agency. How much does she earn?

A client earns AED 40,000 gross per month. He pays AED 3,500 on a car loan and AED 1,500 minimum on credit cards. Under the 50% debt burden ratio cap, what is the maximum monthly mortgage installment he can take?

A buyer takes a loan of AED 1,600,000 at a fixed 4.25% per year over 25 years (monthly payments). Using the standard amortisation formula M = P x i / (1 - (1 + i)^-n), what is the monthly payment?

Investment apartment: price AED 2,000,000, 60% mortgage at 4.5% over 25 years (monthly payment AED 6,670), buying costs AED 130,000. Rent AED 140,000 per year, service charges AED 18,000 per year. What is the cash-on-cash return (in %)?