Which master developer built Downtown Dubai, home of Burj Khalifa, The Dubai Mall and Dubai Opera?

1. Nakheel
2. Emaar
3. Meraas
4. Dubai Properties

Who is the master developer of Palm Jumeirah?

1. Emaar
2. DAMAC
3. Nakheel
4. Meraas

On which island is Ain Dubai, the giant observation wheel, located?

1. Palm Jumeirah
2. Jumeira Bay Island
3. The World Islands
4. Bluewaters Island

Where is the Museum of the Future?

1. In the Opera District of Downtown Dubai
2. On Sheikh Zayed Road, near Emirates Towers
3. At Dubai Creek Harbour
4. Inside Expo City Dubai

A client wants to reach The Dubai Mall by metro. Which line and station should you tell them?

1. Green Line, Union station
2. Red Line, Business Bay station
3. Red Line, Burj Khalifa/Dubai Mall station
4. Green Line, Creek station

Which metro line serves Al Ras station in Deira, close to the Gold Souk and Spice Souk?

1. Green Line
2. Red Line
3. Blue Line
4. Route 2020

A couple with two young children wants a gated villa community with a golf course, parks, pools and a family feel, and they are happy to drive. Which area fits best?

1. Business Bay
2. International City
3. Jumeirah Lake Towers
4. Arabian Ranches

A young professional working near Downtown has no car and wants an apartment within walking distance of a Red Line metro station. Which area fits best?

1. Business Bay
2. DAMAC Hills 2
3. The Valley
4. Arabian Ranches

Jumeirah Village Circle (JVC), one of the busiest areas for apartment sales, was master-developed by which company?

1. Nakheel
2. Emaar
3. Dubai Properties
4. Sobha Realty

Business Bay and Jumeirah Beach Residence (JBR) share the same master developer. Which one?

1. Emaar
2. Meraas
3. Nakheel
4. Dubai Properties

City Walk, Bluewaters Island and La Mer are destinations created by which developer?

1. DAMAC
2. Meraas
3. Nakheel
4. Select Group

Sobha Hartland, next to the Dubai Water Canal and facing the Ras Al Khor Wildlife Sanctuary, is part of which larger district?

1. Dubai South
2. Dubailand
3. Al Barsha South
4. Mohammed Bin Rashid City (MBR City)

DAMAC Hills (also known as Akoya by DAMAC) is built around which golf course?

1. Emirates Golf Club
2. Trump International Golf Club Dubai
3. Dubai Hills Golf Club
4. Jumeirah Golf Estates

Route 2020, the metro extension to Expo City Dubai, branches off which line and from which station?

1. Green Line, from Creek station
2. Red Line, from Jebel Ali station
3. Red Line, from Centrepoint station
4. Green Line, from Union station

Which two metro stations are the interchanges between the Red Line and the Green Line?

1. Union and BurJuman
2. DMCC and Sobha Realty
3. Centrepoint and Al Rigga
4. Jebel Ali and Creek

The Dubai Metro Blue Line, due to open in 2029 according to the RTA, will serve which group of communities?

1. Dubai Marina, JLT and Al Sufouh
2. Dubai Creek Harbour, International City, Dubai Silicon Oasis, Mirdif and Academic City
3. Palm Jumeirah, Bluewaters and JBR
4. Dubai South, Expo City and Jebel Ali

A French buyer with no GCC passport asks you to find him a villa to buy in Jumeirah 1 or Umm Suqeim. What is the correct answer?

1. No problem, all of Dubai is freehold since 2006
2. He can buy only if he holds a Golden Visa
3. These areas are mainly non-freehold, reserved for UAE and GCC nationals, so suggest freehold alternatives
4. He can buy, but only through an off-plan contract

According to the dubizzle H1 2026 market report, which mid-tier apartment area showed the highest projected rental yield (about 7.0%)?

1. Business Bay
2. Dubai Marina
3. Downtown Dubai
4. Jumeirah Village Circle (JVC)

When Dubai approved the AED 128 billion passenger terminal at Al Maktoum International Airport (April 2024), housing demand for about how many people was expected around the airport in Dubai South?

1. 100,000
2. 250,000
3. One million
4. Five million

International City, one of Dubai's most affordable apartment areas, has country-themed clusters and the Dragon Mart malls. Who developed it?

1. Emaar
2. Nakheel
3. DAMAC
4. Dubai Properties

A family on a mid-range budget wants a new Emaar townhouse on the Dubai-Al Ain Road side of the city, with parks and cycling tracks. Which community should you show first?

1. Dubai Marina
2. The Valley
3. Bluewaters Island
4. City Walk

A client loves The Springs and The Meadows. Which master developer is behind these Emirates Living villa communities?

1. Nakheel
2. Dubai Properties
3. Emaar
4. DAMAC

Dubai Hills Estate was launched as a joint venture between which two parties, as the first phase of Mohammed Bin Rashid City?

1. Emaar and Nakheel
2. Emaar and Meraas
3. Meraas and Dubai Properties
4. Nakheel and Meydan

Dubai Creek Harbour was a joint venture between Emaar and which partner, whose stake Emaar agreed to buy in 2022 for about AED 7.5 billion?

1. Dubai Holding
2. Nakheel
3. Dubai Properties
4. Meydan

In the dubizzle H1 2026 report, which ultra-luxury villa area had the lowest projected rental yield (about 2.7%)?

1. Emirates Hills
2. Jumeirah Islands
3. Palm Jumeirah
4. Dubai Hills Estate

A seller asks your agency to market their apartment. Which RERA contract do you sign with them?

1. Form B
2. Form F
3. Form A
4. Form I

Which path leads to a Dubai broker card (BRN) for a new agent?

1. Register as a freelancer with the DET and pass an online quiz
2. Get a UAE driving licence and sign a Form A with a seller
3. Join a licensed brokerage, pass the DREI course and exam, get police clearance, then the agency applies on Trakheesi
4. Pass the DREI exam only; no employer or visa is needed

What is the difference between an ORN and a BRN?

1. ORN identifies the brokerage company; BRN identifies the individual broker
2. ORN is for off-plan sales; BRN is for resale
3. ORN is the ad permit number; BRN is the Ejari number
4. They are the same number shown in two languages

How is RERA related to the Dubai Land Department (DLD)?

1. RERA is a federal ministry above DLD
2. RERA is a private association of brokers
3. RERA is the regulatory arm of DLD
4. RERA only regulates Abu Dhabi

Before a resale transfer at DLD, the seller gets an NOC from the developer. What does it mainly confirm?

1. That the buyer's mortgage is approved
2. That service charges and other dues to the developer are cleared
3. That the agent holds a valid BRN
4. That the property has a Golden Visa value

Through which DLD system must a brokerage obtain a permit before publishing a property ad?

1. Ejari
2. Mollak
3. Oqood
4. Trakheesi

What is the minimum property value for a UAE Golden Visa as a real estate investor?

1. AED 750,000
2. AED 1 million
3. AED 5 million
4. AED 2 million

On a resale deal, what deposit does the buyer usually hand over when signing Form F (the MOU), and who holds it?

1. 5% by bank transfer straight to the seller
2. 10% by cheque, held by the agency or conveyancer
3. 2% in cash, held by the buyer's agent
4. 25% by cheque, deposited with the developer

You find a buyer for a villa listed by another agency. Which form sets out how the two brokerages split the commission?

1. Form I
2. Form A
3. Form U
4. Form F

What is the registration trustee office fee for a resale apartment sold for AED 1,200,000?

1. AED 2,000 plus VAT
2. AED 4,000 plus VAT
3. 0.25% of the price
4. AED 580 flat

What does the Madmoun QR code on a Dubai property ad let a client do?

1. Pay the deposit directly to escrow
2. Check that the ad is valid and approved, and whether the unit is already sold or rented
3. Book a viewing with the owner
4. Register the tenancy in Ejari

Which of these is NOT something RERA says brokers use the Dubai REST app for?

1. Smart contracts A, B and F
2. Checking an off-plan project is registered (Mashrooi)
3. The green list of owners who accept calls
4. Issuing UAE residence visas

A buyer asks how service charges in a jointly owned building are tracked and paid. Which DLD system handles this?

1. Mollak
2. Ejari
3. Trakheesi
4. goAML

On a Dubai residential resale, the 2% agency commission is best described as:

1. A fixed rate set by RERA that cannot be changed
2. A market convention, agreed in writing in the RERA forms, plus 5% VAT
3. A DLD fee paid at the trustee office
4. Illegal unless the developer pays it

Where are Dubai property sales registered on behalf of DLD?

1. At any brokerage office with an ORN
2. At real estate registration trustee offices
3. At Dubai Municipality
4. At the developer's sales centre only

Under the DLD fee schedule, the 4% sale registration fee is legally split how, unless the parties agree otherwise?

1. Paid 100% by the buyer
2. Paid 100% by the seller
3. Paid by the developer on all sales
4. Shared equally by seller and buyer

Buyer and seller disagree after signing Form F. What does RERA offer before going to court?

1. An automatic refund of the deposit by DLD
2. Arbitration at the Rental Disputes Centre
3. An amicable settlement meeting requested through Trakheesi
4. Nothing: Form F disputes go straight to the police

What is the DLD base fee for an official valuation of a residential apartment or villa?

1. AED 4,000
2. AED 2,000
3. AED 15,000
4. Free on Dubai REST

An apartment in JVC costs AED 1,500,000 and rents for AED 105,000 per year. What is the gross rental yield (in %)?

Which cost is typically the biggest deduction when you move from gross yield to net yield on a Dubai apartment?

1. The DLD transfer fee
2. Annual service charges
3. Ejari registration
4. The agency fee paid by the tenant

What is the Dubai Land Department transfer fee on the resale of a ready property?

1. 2% of the price
2. 5% of the price
3. 4% of the price
4. 4% of the price plus 5% VAT

A buyer purchases a resale villa for AED 1,800,000. The agency charges the standard 2% commission. How much does the buyer pay the agency in total, including VAT?

A tenant signs a lease at AED 120,000 per year. The agency charges the usual 5% of the annual rent. What is the commission?

A 1,300 sq ft apartment is listed at AED 1,950,000. What is the price per sq ft?

A developer brochure shows a unit of 120 sq m. How many sq ft is that? (1 sq m = 10.7639 sq ft)

A new broker arrives with AED 54,000 savings. Visa, licence and set-up cost AED 9,000 upfront, then his living and work costs are AED 9,000 per month. How many months can he last with no commission?

A client buys an 850 sq ft apartment for AED 1,200,000 cash. Rent is AED 90,000 per year and service charges are AED 18 per sq ft per year. Ignoring other costs, what is the net rental yield (in %)?

You close a resale at AED 2,400,000 with a 2% commission (before VAT). Your agency pays you a 50% split. What is your share in AED?

A unit of 95 sq m is priced at AED 1,650,000. What is its price per sq ft? (1 sq m = 10.7639 sq ft)

An expat buys his first home, a ready apartment at AED 3,000,000. Under the UAE Central Bank rules, what is the maximum mortgage he can get?

An expat buys a first home, a ready villa at AED 6,500,000. What is the minimum down payment under the UAE Central Bank LTV limits?

An expat who already owns a home buys a second ready apartment at AED 2,000,000 as an investment. What is the maximum mortgage?

An expat wants a bank mortgage on an off-plan apartment. What is the maximum loan-to-value allowed by the UAE Central Bank?

1. 50%
2. 60%
3. 75%
4. 80%

An investor bought for AED 1,400,000 and paid AED 90,000 in buying costs. He sells for AED 1,750,000 and pays 2% agency fee plus 5% VAT on the sale. What is his ROI (in %) on the total amount invested?

A broker's monthly costs are AED 9,000. He closes rentals averaging AED 100,000 per year, at 5% commission, with a 50% split. How many deals per month does he need to break even (whole deals)?

A cash buyer purchases a resale apartment for AED 2,400,000. Count: the 4% DLD transfer fee, the trustee office fee of AED 4,000 plus 5% VAT, a 2% agency fee plus 5% VAT, and AED 580 of DLD title deed and admin charges. What is the total of these buying costs?

An expat first-time buyer purchases a ready apartment for AED 1,600,000 with the maximum mortgage allowed. Add up: 4% DLD transfer fee, trustee fee AED 4,000 + 5% VAT, 2% agency fee + 5% VAT, and the mortgage registration fee of 0.25% of the loan plus AED 290 admin. What is the total?

Two agencies co-broke a sale of AED 3,500,000 at 2% commission (before VAT) and share it 50/50. The buyer's agent is on a 60% split with her agency. How much does she earn?

A client earns AED 40,000 gross per month. He pays AED 3,500 on a car loan and AED 1,500 minimum on credit cards. Under the 50% debt burden ratio cap, what is the maximum monthly mortgage installment he can take?

A buyer takes a loan of AED 1,600,000 at a fixed 4.25% per year over 25 years (monthly payments). Using the standard amortisation formula M = P x i / (1 - (1 + i)^-n), what is the monthly payment?

Investment apartment: price AED 2,000,000, 60% mortgage at 4.5% over 25 years (monthly payment AED 6,670), buying costs AED 130,000. Rent AED 140,000 per year, service charges AED 18,000 per year. What is the cash-on-cash return (in %)?

A buyer books an off-plan apartment directly from the developer at AED 1,350,000. How much is the 4% DLD Oqood registration fee?

In Dubai off-plan sales, what is Oqood?

1. The final title deed issued at handover
2. The developer's escrow account
3. The rental contract system for new buildings
4. The DLD interim register where off-plan sales are recorded before the title deed

Under Dubai Law No. 8 of 2007, where must an off-plan buyer's payments go?

1. Directly to the developer's main company account
2. Into the project's escrow account held by an accredited bank
3. To the Dubai Land Department
4. To the broker's client account

An off-plan unit costs AED 1,800,000 on a 60/40 plan (60% during construction, 40% at handover). How much does the buyer pay at handover?

What is a post-handover payment plan?

1. A plan where part of the price is paid in instalments after the buyer receives the keys
2. The buyer pays the full price before keys, then the developer pays rent back
3. A bank mortgage arranged by the developer
4. A refund of the DLD fee after handover

When a broker sells an off-plan unit directly from the developer's launch, who normally pays the broker's commission?

1. The buyer, 2% plus VAT
2. DLD, from the Oqood fee
3. The developer, at a rate set per project
4. The escrow bank

A developer wants to launch and advertise an off-plan project. What must happen first?

1. Only a trade licence from DET
2. Pay the 4% Oqood fee for all units
3. Get a Trakheesi permit for each broker only
4. Register with DLD as a developer, register the project and open its escrow account, and obtain written approval to advertise

Your client wants to resell (assign) his off-plan unit before completion. What do you need from the developer, and what is a common condition?

1. Nothing, Oqood transfers automatically
2. A NOC, usually after a minimum share of the price is paid (often 30% to 40%, as set by the developer and SPA)
3. A RERA broker card for the seller
4. A title deed, so assignment is only possible after handover

At handover, your buyer's snagging report finds a faulty AC unit and a leaking pipe. For how long is the developer liable for defects in such installations?

1. One year
2. Three months
3. Ten years
4. Five years

Under the escrow law, what happens to the escrow balance after the project completion certificate is issued?

1. Everything is released to the developer immediately
2. 10% is held back for two years
3. 5% is held back and released one year after units are registered in buyers' names
4. It is refunded to buyers

An off-plan buyer stops paying. DLD gives the 30-day notice and he still does not pay. The project is 85% complete. What may the developer do?

1. Keep up to 25% of the contract value and cancel
2. Keep up to 40% and refund the rest
3. Keep all amounts paid and claim the balance, or ask for the unit to be sold at public auction
4. Nothing, the buyer is protected after 80% completion

A buyer defaults on a AED 2,000,000 off-plan unit. Construction has started and the project is 45% complete. After the DLD notice expires, what is the maximum amount the developer may keep if it terminates?

A new tenant asks you what Ejari is. What do you tell them?

1. The DLD system that registers tenancy contracts
2. A rental insurance product
3. The Dubai rental price index
4. A holiday home permit

A landlord wants to raise the rent at renewal. How much notice must they give before the lease expires (unless agreed otherwise)?

1. 30 days
2. 60 days
3. 6 months
4. 90 days

An owner wants the tenant out at the end of the lease because they plan to sell. What notice is required?

1. 12 months, served by notary public or registered mail
2. 90 days by WhatsApp
3. 30 days by email
4. No notice: sale ends the lease automatically

What security deposit is customary for an unfurnished apartment in Dubai?

1. One month's rent by law
2. About 5% of annual rent
3. 25% of annual rent
4. No deposit is allowed

An owner wants to rent their flat short-term to tourists. Which authority issues the holiday home permit?

1. RERA
2. Dubai Municipality
3. Department of Economy and Tourism (DET)
4. DEWA

What agency fee do residential tenants customarily pay in Dubai?

1. 2% of annual rent
2. One month's rent, set by law
3. Nothing: the landlord always pays
4. 5% of annual rent (often with an AED 5,000 minimum), plus VAT

Under the Dubai tenancy law, who is responsible for registering the lease with RERA (Ejari)?

1. The tenant only
2. The landlord, who often delegates it to the agent
3. DEWA
4. The building's owners association

Roughly how much does a new Ejari registration cost online through Dubai REST?

1. Free
2. 5% of annual rent
3. About AED 178
4. AED 4,000

A tenant's rent is 15% below the RERA average for similar units. What is the maximum increase at renewal?

1. 0%
2. 5%
3. 10%
4. 20%

A tenant files an eviction-related case at the Rental Disputes Centre. Annual rent is AED 80,000. Using the 3.5% filing fee rule (min AED 500, max AED 20,000), what is the main filing fee (AED)?

Current rent is AED 90,000. The RERA index average for similar units is AED 125,000. What is the maximum new annual rent at renewal (AED)?

What did DLD's Smart Rental Index, launched in January 2025, add to how average rents are set?

1. A rent cap of 5% for all units
2. A building classification based on quality, location and services, using AI
3. Free Ejari for all tenants
4. It replaced the rent increase brackets with free market pricing

At 9:10 pm a buyer enquires on a portal about your 2-bedroom listing in Dubai Hills and leaves a WhatsApp number. What is the best first move?

1. Wait until 10 am tomorrow so you do not disturb them
2. Reply on WhatsApp within minutes: introduce yourself, confirm the unit is available and ask a good time for a short call
3. Send 25 other 2-bedroom listings so they have plenty of choice
4. Call immediately, several times in a row, until they answer

On the first call with a new buyer, which set of questions qualifies them best before you book any viewing?

1. Favourite colour scheme, preferred floor and whether they like gyms
2. Nationality, age and current employer only
3. Which other agents they are talking to and what commission those agents charge
4. Budget, cash or mortgage (and pre-approval), timeline to buy, end-user or investor, and who else decides

You had a good call with a buyer who is "not ready for 2 months." What is good CRM discipline?

1. Keep the details in your head; you will remember them
2. Log the call notes, budget and criteria in the CRM, set a follow-up date, and send relevant updates in the meantime
3. Delete the lead because they are not ready
4. Message them every day until they buy

A buyer on WhatsApp asks for options in Dubai Marina. Which message is most professional?

1. Twenty forwarded listings with no comment
2. A short message with three shortlisted units that match their brief, key facts (price, size, service charges) and a proposed viewing slot
3. A 5-minute voice note with all the details
4. "Call me" with no other information

Which of these is acceptable practice for a Dubai broker?

1. Telling a hesitant client the unit will be gone in an hour when it is not true
2. Promising guaranteed capital growth to close faster
3. Giving a client time to review the documents and suggesting they take independent advice when needed
4. Sharing a client's passport copy in a group chat to find a faster deal

A buyer wants a AED 2.4 million villa with a mortgage but has not spoken to any bank yet. They want to start viewings this weekend. What do you advise?

1. Get a mortgage pre-approval first (you can introduce a licensed mortgage adviser), and do one or two viewings meanwhile to sharpen the brief
2. Skip financing questions: banks always approve buyers who earn well
3. Ask the seller to accept a cheque now and sort the mortgage later
4. Refuse to work with the buyer until they pay cash

During discovery, a client says: "I will never live in it, I just want it to work as an investment." How should this change what you show?

1. No change: investors and end-users want exactly the same thing
2. Show only the most luxurious units, because investors always want premium
3. Focus on rental demand, achievable rent, service charges, net yield and ease of resale, rather than personal taste
4. Focus on schools near the unit and the size of the garden

After a viewing, the buyer says: "The price is too high." What is the most professional response?

1. "You are right, I will tell the seller to drop by 10%."
2. "Prices only go up in Dubai, you will regret it."
3. "The seller will not move, take it or leave it."
4. "Too high compared with what? Let me show you the recent registered sales in this building and you can tell me where you see the value."

A tenant who could buy says: "I want to wait for prices to drop." Which answer is honest and helpful?

1. "Nobody can time the market. Let us compare what you pay in rent each year with the cost of owning, using current data, and you decide."
2. "Prices will rise 20% next year, I guarantee it."
3. "A crash is coming, so yes, wait two years."
4. "If you do not sign today, this offer disappears forever."

A seller tells you: "Another agent offered to sell my apartment for a lower commission." What is the best reply?

1. Criticise the other agent and their agency
2. Immediately cut your fee below theirs to win the listing
3. Explain what your fee pays for: pricing based on registered sales, a marketing plan, qualified buyers, regular reports and negotiation that protects the seller's net price
4. Tell the seller you will list it anyway without a signed agreement

An investor says: "I only buy off-plan with a post-handover payment plan." What should a good broker do?

1. Shortlist projects that match, check each one's RERA registration and escrow account, the developer's delivery track record, and explain the risks of delays
2. Tell him post-handover plans do not exist in Dubai
3. Push the ready unit you most want to sell, whatever he says
4. Promise that the handover date in the brochure is guaranteed

You meet an owner to win an exclusive listing (Form A). What should your listing presentation focus on?

1. Promising the highest price you can think of so the owner signs
2. A price recommendation backed by comparable registered sales, a clear marketing plan, the viewing process and how often you will report back
3. Your personal social media follower count only
4. Asking the owner to sign quickly without explaining the agreement

You have a viewing tomorrow at 11 am in a tenanted apartment in Business Bay. What preparation matters most?

1. Nothing: just meet the client in the lobby and improvise
2. Bring the client without telling the tenant to save time
3. Confirm the time with the tenant and owner, arrange access and parking, check the unit beforehand, and prepare key facts and recent comparables
4. Only prepare a discount offer in case the client hesitates

You receive a verbal offer you think is too low for your seller. What should you do?

1. Reject it yourself without telling the seller
2. Ask the buyer to put it in writing and present it to the seller with your view and supporting data
3. Accept it on the seller's behalf to close fast
4. Post it in agent WhatsApp groups to start a bidding war

Another agency has the buyer and you have the seller's listing. What should be in place before the viewing?

1. Nothing; you can sort out who gets what after the sale
2. Only a verbal promise on WhatsApp voice note
3. Ask the buyer to bypass their agent and deal with you directly
4. A signed Form I between the two brokers, with the commission split agreed in writing

An overseas investor asks: "What return will I get on this studio?" What is the right answer?

1. "8% net, guaranteed."
2. A gross and net yield estimate based on current rents for similar units, minus service charges and other costs, with a clear note that rents can change and returns are not guaranteed
3. "Returns in Dubai are always double digit."
4. "I cannot discuss numbers, just buy and you will see."

In an agents' WhatsApp group you see a great "distress deal" with no owner details. A client would love it. What do you do?

1. Verify it first with the listing agent: that they hold a signed listing agreement, the price, availability, and that it can be advertised, before sharing anything with your client
2. Forward it to your client immediately before someone else does
3. Post it on your own social media as your exclusive
4. Tell your client it is verified so they transfer a deposit quickly

You must price a 1-bedroom apartment in a JVC building. Which comparables are the strongest evidence?

1. Asking prices of 1-bedroom listings on the portals today
2. The price the owner paid five years ago, plus inflation
3. Any sale in Dubai in the last year with the same number of bedrooms
4. Registered sales of similar 1-bedroom units in the same building or nearby buildings in the last few months, adjusted for size, floor, view and condition

You represent the seller. A buyer asks you privately: "Between us, what is the lowest the seller will accept?" What do you do?

1. Never reveal it; invite the buyer to put their best offer in writing and you will present it to the seller
2. Give the figure, because it speeds up the deal
3. Hint at it with a wink so you are not technically saying it
4. Tell the buyer a lower figure than the real one to see their reaction

Your buyer wants to offer 12% below the asking price. How do you present it to give it the best chance?

1. Send just the number by text, with no context
2. Tell the seller's agent your buyer will pay the full price later anyway
3. Present the offer in writing with the buyer's proof of funds or pre-approval, a clear timeline and the registered sales that justify the figure
4. Insult the property so the seller lowers expectations

According to Dubai Land Department data, what was the total value of Dubai real estate transactions in 2025?

1. About AED 527 billion
2. About AED 680 billion
3. About AED 917 billion
4. About AED 1.2 trillion

How many international overnight visitors did Dubai welcome in 2025, according to the Department of Economy and Tourism?

1. About 12.5 million
2. About 17.2 million
3. About 19.6 million
4. About 25 million

Which law allowed non-UAE and non-GCC nationals to own freehold property in designated areas of Dubai?

1. Federal Law No. 5 of 1985
2. Law No. 26 of 2007
3. Law No. 13 of 2008
4. Law No. 7 of 2006 on Real Property Registration

A French investor asks how the UAE taxes an individual's salary. What is correct in 2026?

1. A flat 5% income tax
2. There is no personal income tax at federal or emirate level
3. A 9% tax on salaries above AED 375,000
4. Income tax applies only to non-UAE nationals

Since 1 January 2022, what is the UAE federal government working week?

1. Sunday to Thursday, weekend Friday and Saturday
2. Saturday to Wednesday
3. Monday to Friday, with Friday a half day and Saturday and Sunday off
4. Monday to Saturday, with only Sunday off

During Ramadan 2026 you have a midday viewing with a client who may be fasting. What is good etiquette?

1. Bring coffee and drink it in the car with the client
2. Avoid eating, drinking or chewing gum in front of people who are fasting, and plan meetings with shorter working hours in mind
3. Cancel all work until Eid
4. Ask the client to break their fast to be polite to you

A non-resident buyer from London asks if he needs a UAE residence visa or Emirates ID to buy a freehold apartment. What do you tell him?

1. Yes, he must hold a residence visa for at least one year first
2. No: a valid passport is enough to buy in freehold areas; the Emirates ID is mandatory for UAE citizens and residents
3. Yes, he must open a UAE company first
4. Only if he pays cash; mortgage buyers need no ID

According to DLD data for 2025, how many real estate brokers were registered in Dubai at the end of the year?

1. About 12,000
2. About 32,000
3. About 60,000
4. About 9,800

According to Cavendish Maxwell's full-year 2025 report, about what share of Dubai residential sales were off-plan?

1. About 40%
2. About 55%
3. About 90%
4. About 73%

In April 2024 Dubai approved a new passenger terminal at Al Maktoum International Airport. What are its cost and ultimate capacity?

1. AED 128 billion, 260 million passengers a year
2. AED 35 billion, 120 million passengers a year
3. AED 128 billion, 100 million passengers a year
4. AED 260 billion, 400 million passengers a year

The Dubai 2040 Urban Master Plan, launched in March 2021, projects Dubai's resident population to reach how many by 2040?

1. 4.5 million
2. 5.8 million
3. 7.8 million
4. 10 million

What is the headline goal of the Dubai Economic Agenda D33, launched in January 2023?

1. Double the size of Dubai's economy within a decade and rank among the top three global cities
2. Reach 10 million residents by 2033
3. Remove all property transfer fees by 2033
4. Make Dubai the world's largest oil exporter

Through Dubai Land Department, what does a property investor need to apply for the 10-year Golden Visa?

1. Property worth at least AED 2 million at purchase, in their name; a mortgaged property is accepted with a bank no-objection letter
2. Property worth at least AED 750,000, fully paid in cash
3. Property worth at least AED 5 million and 5 years of residence
4. Any property, as long as the owner has a UAE employer

In Numbeo's Crime Index by City, 2026 Mid-Year edition, where does Dubai stand on safety?

1. Outside the world top 50
2. 1st in the world, ahead of all other UAE cities
3. Top 10 in the world, but only for daytime safety
4. 6th in the world, with Ajman, Abu Dhabi, Ras Al Khaimah and Sharjah ranked above it

Under Dubai Law No. 7 of 2006, where can non-UAE nationals own freehold property?

1. Anywhere in Dubai, with no restriction
2. Only in Abu Dhabi investment zones
3. In areas designated by the Ruler, with freehold, usufruct or leasehold of up to 99 years
4. Nowhere: foreigners can only lease for up to 10 years

Which statement about the Dubai 2040 Urban Master Plan (launched March 2021) is correct?

1. It plans to stop all new residential construction
2. It plans for 10 million residents by 2030
3. It focuses only on Downtown and Dubai Marina
4. It plans for the population to grow from 3.3 million (2020) to 5.8 million by 2040, with the Expo 2020 area as one of two new urban centres

The Dubai 2040 Urban Master Plan defines five main urban centres. Which of these is NOT one of them?

1. Expo 2020 Centre
2. Dubai Silicon Oasis Centre
3. Palm Jumeirah
4. Dubai Marina and JBR

An individual owns three apartments in Dubai in his own name and rents them out, without any trade licence. Under UAE corporate tax, how is this rental income treated?

1. Taxed at 9% above AED 375,000 of profit
2. Taxed only if rents exceed AED 1 million a year
3. Taxed at 5% as a withholding tax
4. Not considered for corporate tax: real estate investment income of a natural person is excluded

A buyer pays AED 60,000 of a freehold purchase in physical cash. What must the broker file on goAML?

1. Nothing, cash is legal
2. A Real Estate Activity Report (REAR)
3. A Form U
4. An Ejari cancellation

You filed a suspicious transaction report about a client. The client asks why the deal is delayed. What can you say?

1. Tell them about the report so they can explain
2. Forward them a copy of the report
3. Say the bank is investigating them
4. Nothing about the report: tipping off is an offence

Under the UAE telemarketing rules in force since August 2024, when may you make marketing calls?

1. 8 am to 10 pm, any number
2. Any time if the lead came from a portal
3. 9 am to 6 pm, from company numbers, at most one call a day
4. 9 am to 9 pm from your personal mobile

Which authority supervises Dubai real estate brokers for anti-money laundering (AML) compliance?

1. The federal Ministry of Economy (renamed Ministry of Economy and Tourism in 2025)
2. The UAE Central Bank
3. Dubai Police
4. The developer's escrow bank

For how long must a brokerage keep client due diligence and transaction records under UAE AML rules?

1. 1 year
2. 2 years
3. At least 5 years
4. Until the title deed is issued

A corporate buyer refuses to tell you who its beneficial owners are. What should the brokerage do?

1. Proceed, since companies are low risk
2. Proceed if they pay by cheque
3. Decline the transaction and file an STR if suspicion arises
4. Ask the developer to do the checks instead

What did DLD do when companies were found advertising without permits, faking permit numbers or using expired permits?

1. Only sent friendly reminders
2. Fined them, with fines starting at AED 50,000, and warned licence cancellation for repeat cases
3. Blocked their Ejari access
4. Charged the property owners

You post on Instagram a photo of happy buyers at a handover, without their permission. What does UAE cybercrime law say?

1. It is fine if the photo was taken in public
2. It is fine if you tag your agency
3. It is only a civil matter for the developer
4. It can breach privacy, with fines of AED 150,000 to 500,000 and/or jail

Which law now governs anti-money laundering in the UAE?

1. Federal Decree-Law 10 of 2025, which replaced Decree-Law 20 of 2018
2. Federal Decree-Law 20 of 2018, unchanged
3. Dubai Law 26 of 2007
4. Federal Decree-Law 34 of 2021

Sanctions screening shows your buyer matches a name on the UAE Local Terrorist List. What must you do?

1. Ask the buyer for an explanation, then decide
2. Freeze the funds without delay and without notifying the buyer, then report
3. Finish the deal but charge no commission
4. Only note it in the CRM