How many arrondissements does the city of Paris have?

1. 9
2. 16
3. 12
4. 20

In which Paris arrondissement are the Champs-Élysées?

1. 8th
2. 1st
3. 16th
4. 11th

Saint-Germain-des-Prés has the postcode 75006. Which arrondissement is that?

1. 7th
2. 5th
3. 6th
4. 16th

A client wants to live in the Marais. Which arrondissements do you search?

1. The 15th and the 16th
2. The 18th and the 19th
3. The 3rd and the 4th
4. The 12th and the 13th

Neuilly-sur-Seine and Boulogne-Billancourt are just outside Paris. In which department are they?

1. Hauts-de-Seine (92)
2. Seine-Saint-Denis (93)
3. Val-de-Marne (94)
4. Paris (75)

According to the Notaires du Grand Paris, what was the average price of an existing apartment in the Petite Couronne at the end of February 2026?

1. About 9,580 € per m²
2. About 2,100 € per m²
3. About 7,800 € per m²
4. About 4,940 € per m²

In which department is Nice?

1. Var (83)
2. Alpes-Maritimes (06)
3. Bouches-du-Rhône (13)
4. Gironde (33)

Juan-les-Pins, where several agencies have offices on boulevard Wilson, belongs to which commune?

1. Cannes
2. Antibes
3. Nice
4. Mougins

Which of these places on the Riviera is an independent state, not a French commune?

1. Menton
2. Saint-Jean-Cap-Ferrat
3. Antibes
4. Monaco

Which French town is the last before the Italian border on the Riviera?

1. Menton
2. Antibes
3. Cannes
4. Villefranche-sur-Mer

Where is Saint-Jean-Cap-Ferrat?

1. On an island off Cannes
2. In the hills behind Grasse
3. On a peninsula between Nice and Monaco, next to Villefranche-sur-Mer and Beaulieu-sur-Mer
4. Inside the city of Antibes

In September 2026, which of these three towns had the highest apartment price per m², and a rising one?

1. Nice, about 5,219 € per m², up 4.9%
2. Cannes, about 6,064 € per m², up 4.9%
3. Antibes, about 6,529 € per m², up 4.9% in a year
4. All three were equal

A client wants a second home and hesitates between Nice and Cannes. What do you know about the second-home surtax on taxe d'habitation?

1. Cannes applies no surtax, while Nice applies the 60% maximum
2. Both apply the 60% maximum
3. Nice applies none, Cannes applies 60%
4. Neither town can apply one

How many arrondissements does Lyon have?

1. 20
2. 4
3. 12
4. 9

Lyon's Presqu'île, the historic centre, lies between which two rivers?

1. The Seine and the Marne
2. The Rhône and the Saône
3. The Garonne and the Dordogne
4. The Loire and the Allier

Barnes Rive Gauche, Lyon Sotheby's and Engel & Völkers Lyon all have offices in postcode 69006. Which arrondissement is that?

1. The 5th, Vieux Lyon
2. The 6th, around the Brotteaux and avenue Foch
3. The 9th, Vaise
4. The 8th, Monplaisir

In which Lyon arrondissement is the Part-Dieu business district and main train station?

1. 1st
2. 5th
3. 9th
4. 3rd

Vieux Lyon, the Renaissance quarter at the foot of Fourvière, is in which arrondissement?

1. 5th
2. 6th
3. 3rd
4. 8th

Where is the Chartrons quarter of Bordeaux?

1. On the right bank, facing the city
2. South of the main station
3. North of the historic centre, along the left bank of the Garonne
4. In the vineyards outside the city

Which Bordeaux district is on the right bank of the Garonne?

1. Chartrons
2. Saint-Seurin
3. La Bastide
4. Le Triangle d'Or

Existing apartments in Paris averaged 9,550 € per m² at the end of July 2026. At that average, what is a 45 m² flat worth, in EUR?

MeilleursAgents estimates on 1 October 2026 put apartments at 4,714 € per m² in Lyon and 4,448 € per m² in Bordeaux. Which statement is right?

1. Bordeaux is higher by about 270 € per m²
2. Both are above Nice
3. Both are above 9,000 € per m²
4. Lyon is higher by about 270 € per m²

An American client living in New York asks whether foreigners can buy an apartment in Paris. What do you answer?

1. Only with a French residence permit
2. Only through a French company
3. Yes: France puts no restriction on foreigners buying property, and no residence permit is needed
4. Only new-build property

A buyer has just signed a compromis de vente for a flat he will live in. How long does he have to change his mind?

1. 24 hours
2. 30 days
3. 10 days, counted from the day after the registered letter is first presented
4. No time: the compromis is final

On day 8 of his withdrawal period, a buyer says he wants out but has no good reason. What do you tell him?

1. He can withdraw by registered letter, with no reason and no penalty
2. He loses his deposit
3. He must pay the agency fee
4. It is too late after 7 days

A property dealer buys a flat as a professional and asks for the 10-day withdrawal period. What is the point to check?

1. Everyone gets 10 days, whatever the property
2. Professionals get 30 days
3. Only foreign buyers get the period
4. The right protects non-professional buyers of residential property, so his status matters

Who must draw up the final deed of sale for a property in France?

1. The agent, in a private contract
2. A notaire, in an acte authentique
3. The buyer's bank
4. The town hall

A seller signed a 3-month exclusive mandate with renewal. In month 5 he wants to end it. What is accurate?

1. He is locked in for 12 months
2. The irrevocable part of the exclusivity is capped at 3 months, so he can end it under the mandate's termination terms
3. He must pay the full fee to leave
4. He cannot leave until a buyer is found

A competitor's mandate makes the seller pay a fee even if no sale takes place. What does the DGCCRF say?

1. It is legal if the seller signs
2. It is legal in exclusive mandates
3. It is legal below 1,000 €
4. Charging a fee without an actual sale is an illicit clause

A seller living in Dubai sells his Nice flat for 400,000 € after 10 years. What should you flag for the notaire?

1. He will need a fiscal representative: he lives outside the EEA, the price is above 150,000 € and he held it under 30 years
2. Nothing: non-residents pay no tax on French gains
3. Only the IFI
4. That he must move back to France

A client buys a second home in Bordeaux and asks about yearly local taxes. What do you mention?

1. Second homes pay no local tax
2. Bordeaux charges 5%
3. Bordeaux applies the maximum 60% surtax on taxe d'habitation for second homes
4. Only Paris has such a surtax

An investor falls for a cheap flat with a G-rated DPE and wants to let it to a long-term tenant. What do you tell him?

1. G is fine for tenants under 30
2. The ban only applies in Paris
3. G-rated homes cannot be let under a new lease since 1 January 2025, so works are needed first
4. The DPE does not matter for rentals

A seller's flat has electric heating and an F-rated DPE from 2024. What should you suggest before setting the price?

1. Download an updated certificate from ADEME, since the electricity coefficient changed on 1 January 2026
2. Nothing, the DPE cannot change
3. Hide the DPE from buyers
4. Order works before any discussion

A buyer wants to let his future Paris main residence on short-term platforms. What do you warn him about?

1. There are no rules on short lets
2. He can let it 365 days
3. Only hotels need a registration number
4. Mayors can cap main-residence short lets at 90 days a year, and a registration number is required in almost all communes

A client asks you how to organise the inheritance of the flat for his children. What do you do?

1. Give him a firm legal plan yourself
2. Explain that it is outside your role and refer him to a notaire or a lawyer
3. Tell him it does not matter
4. Ask the seller's notaire to advise him for free

A British buyer compares a resale flat in Antibes with one in Paris. What is true about transfer taxes in 2026?

1. Both are at 10%
2. Alpes-Maritimes stayed at 5.81%, while Paris is in the group at about 6.32%
3. Paris is cheaper than Antibes
4. There are no transfer taxes on resale

A young couple buying their first home in Lyon (Rhône) ask about transfer taxes. What do you tell them?

1. First-time buyers pay nothing
2. They pay double
3. First-time buyers pay 2%
4. Eligible first-time buyers pay 5.81% instead of about 6.32% in departments that voted the rise; the notaire confirms eligibility

You are an agent commercial. A buyer wants to hand you a cash deposit to 'hold the flat'. What do you do?

1. Refuse: as an agent commercial you cannot receive or hold client funds
2. Take it and keep a receipt
3. Take it if he insists
4. Put it in your personal account until the compromis

An off-plan buyer offers to pay 50% now, before the foundations are finished, in return for a better price. What do you remind everyone?

1. Any schedule is fine if both agree in writing
2. He can pay 100% upfront
3. The legal VEFA schedule caps calls at 35% at foundations, 70% at hors d'eau and 95% at completion
4. Caps apply only to houses

A resale flat in Alpes-Maritimes costs 340,000 €. Total buyer costs come to about 7.19% of the price. What should the buyer budget for costs, in EUR?

A buyer asks what mortgage rate he can expect in October 2026. What is a fair answer?

1. Around 3.66% on average over 20 years, 3.00% to 3.25% for the best profiles, and rising; a broker will confirm
2. Under 1%
3. About 7%
4. Rates are fixed by the State at 2%

A Belgian seller, a French resident for 5 years before moving back to Brussels, sells a Lyon flat. What exemption might apply?

1. No tax at all on any gain
2. An exemption only after 5 years abroad
3. The main residence exemption, whatever the date of sale
4. A one-off exemption on up to 150,000 € of gain for EEA nationals who were French residents for at least 2 years

How many existing homes were sold in France over the 12 months to the end of May 2026?

1. About 949,000
2. About 250,000
3. About 1,800,000
4. About 640,000

What was the average price of an existing apartment in Paris at the end of July 2026?

1. About 12,500 € per m², up 8%
2. About 6,150 € per m², down 5%
3. About 9,550 € per m², down 0.5% in a year
4. About 4,940 € per m², stable

How did national home prices change over the year to Q1 2026 (Notaires-INSEE index)?

1. Up 8%
2. Down 10%
3. Almost flat: +0.1%, with apartments +0.6% and houses -0.2%
4. Up 3% for houses only

What was the average 20-year mortgage rate in France in October 2026, according to broker data?

1. About 3.66%
2. About 1.2%
3. About 6.5%
4. About 0.5%

From what level of net taxable real estate does the IFI wealth tax apply?

1. 500,000 €
2. 800,000 €
3. 5 million €
4. 1.3 million €, assessed on 1 January

A non-resident owns property in France and abroad. Which assets count for IFI?

1. All his real estate worldwide
2. Only his French real estate
3. Only his bank accounts in France
4. Nothing: non-residents never pay IFI

What rates does the IFI apply?

1. A flat 2%
2. Progressive rates from 0.5% to 1.5%
3. A flat 0.1%
4. Up to 10%

Since 1 January 2025, which DPE class can no longer be let under a new lease or renewal?

1. A
2. C
3. D
4. G

An investor plans to buy an F-rated flat in Bordeaux and let it long term. What do you warn him about?

1. F-rated homes will be banned from new leases and renewals from 2028
2. F is the best class for rentals
3. The ban only applies to G in Paris
4. DPE does not affect rentals

Since 1 January 2026 the electricity coefficient used in the DPE fell from 2.3 to 1.9. What is the practical effect?

1. All homes drop one class
2. Gas-heated homes become class A
3. About 850,000 electrically heated homes are expected to leave the F and G classes
4. DPE certificates from before 2026 are void

Under the loi Le Meur, what micro-BIC allowance applies to an unclassified furnished tourist rental?

1. 71%, with a 188,700 € ceiling
2. 50%, with a 77,700 € ceiling
3. 30%, with a 15,000 € income ceiling
4. No allowance

An unclassified furnished tourist rental earns 12,000 € a year under micro-BIC with the 30% allowance. What is the taxable income, in EUR?

Since the loi Le Meur, up to how many days a year can a mayor limit the short-term letting of a main residence?

1. 120 days
2. 30 days
3. 180 days
4. 90 days

An LMNP owner on the real regime sells in 2026. What changed for sales from 15 February 2025?

1. LMNP gains became fully tax-free
2. Depreciation deducted under the real regime is added back when computing the capital gain
3. Micro-BIC owners must add back a flat 50%
4. The rule applies only to student residences

Roughly what share of existing-home sales in metropolitan France went to non-resident foreigners in 2022?

1. About 15%
2. About 1.8%
3. About 40%
4. Under 0.1%

In the notaires study on 2017 data, which department had about 7% of purchases made by non-resident foreigners?

1. Paris
2. Rhône
3. Gironde
4. Alpes-Maritimes

Antibes apartments averaged about 6,529 € per m² in September 2026, up 4.9% in a year. What was the average a year earlier, in € per m²?

In communes in zone tendue, what surtax range can apply to the taxe d'habitation on second homes?

1. 1% to 2%
2. 100% to 200%
3. 5% to 60% of the communal share
4. A flat 10%

According to notaires, what was the median price of existing apartments in Bordeaux in Q3 2025?

1. About 9,550 € per m², up 5%
2. About 2,000 € per m², down 10%
3. About 4,240 € per m², down 1% in a year
4. About 6,500 € per m², up 4.9%

MeilleursAgents estimated Bordeaux apartments at 4,448 € per m² on 1 October 2026. At that price, what is a 60 m² flat worth, in EUR?

A flat sells for 300,000 € with agency fees of 5%. What is the fee, in EUR?

A resale flat in Nice costs 400,000 €. The Alpes-Maritimes transfer tax rate stays at 5.81%. What are the transfer taxes, in EUR?

A resale flat in Paris costs 500,000 €. Using the rounded 6.32% transfer tax rate, what are the transfer taxes, in EUR?

An IAD agent on the 69% base split earns his share of a 10,000 € HT commission. What does he receive, in EUR HT?

A Capifrance agent on the 72% base split closes a deal with a 9,000 € HT commission. What is his share, in EUR HT?

IAD's monthly pack costs 163 € HT. What does it cost over 12 months, in EUR HT?

An eXp France agent has already earned 80,000 € HT of commissions this year. His next deal brings a 6,000 € HT commission. What does he keep, in EUR HT?

Under the IDCC 1527 agreement, a non-cadre négociateur VRP has a minimum of 1,500 € gross a month, paid over 13 months. What is the yearly minimum, in EUR?

A first-time buyer in a department that voted the 2025 rise pays 5.81% instead of about 6.32% on a 300,000 € resale flat. How much does he save, in EUR?

Total buyer costs on a 250,000 € resale flat in Paris come to about 7.81% of the price. What is that, in EUR?

A buyer withdraws during the 10-day period after signing a compromis. Within how many days must his deposit be refunded?

A non-resident seller outside any EEA social security scheme makes a 40,000 € gain on a flat held 4 years. With 19% income tax and 17.2% social levies, what is the tax, in EUR?

Same 40,000 € gain held 4 years, but the seller is affiliated to an EEA social security scheme, so the levy is 7.5% instead of 17.2%. What is the tax, in EUR?

A Nice flat is listed at 420,000 € fees included, with 20,000 € of fees paid by the buyer. Transfer taxes (5.81%) are computed on the net seller price. How much do they fall compared with a 420,000 € base, in EUR?

A classified furnished tourist rental earns 20,000 € a year under micro-BIC, with the 50% allowance. What is the taxable income, in EUR?

A villa sells for 1,000,000 € with a 3% fee. What is the fee, in EUR?

An IAD agent on 69% closes a single deal in his first year with a 14,000 € HT commission. He pays the 163 € HT monthly pack for 12 months. What is left after the pack, in EUR HT?

In most French sale mandates, who pays the agency fee?

1. The seller, in about 70% of mandates
2. The buyer, always
3. The notaire
4. The State

How do typical fees compare between traditional agencies and mandataire networks?

1. Both are fixed by law at 5%
2. Networks charge more, about 8%
3. About 4% to 6% for traditional agencies and 3% to 4.5% for networks
4. Traditional agencies charge 1%

What is the eXp France commission split model?

1. A flat 50%
2. 69% rising to 89%
3. At least 75%, rising to 100% after 80,000 € HT of commissions
4. 100% from the first deal, no pack

What makes up most of the so-called 'frais de notaire' on a resale purchase?

1. Transfer taxes (DMTO) that the notaire collects for the State and local authorities
2. The notaire's own fee
3. The agency commission
4. The mortgage arrangement fee

A non-resident owns a Paris flat worth 900,000 € net and a London flat worth 600,000 €. Is he liable to IFI?

1. Yes: the total of 1.5 million € is above the threshold
2. Yes: every non-resident pays IFI
3. Only if he lets the Paris flat
4. No: only French real estate counts, and 900,000 € is under the 1.3 million € threshold

What does VEFA mean in French property?

1. A resale between two private owners
2. A rent-to-own lease
3. Vente en l'état futur d'achèvement: buying a home before or while it is built
4. A public auction of seized property

In a residential VEFA, what is the maximum share of the price the developer can call once the foundations are completed?

1. 50%
2. 10%
3. 35%
4. 70%

What cumulative share of the price can be called when the building reaches 'hors d'eau' (watertight)?

1. 70%
2. 35%
3. 95%
4. 100%

What happens to the last 5% of the price in a VEFA?

1. It is paid at the reservation
2. It is never paid
3. It is paid to the agent as commission
4. It is paid at handover, and can be held in escrow if the buyer records defects

A new flat in Nice is sold off plan for 320,000 €. What is the maximum the buyer can have paid once the building is hors d'eau, in EUR?

The VEFA sale is expected to be signed within 1 year of the contrat de réservation. What is the maximum reservation deposit?

1. 10% of the price
2. 5% of the price
3. 2% of the price
4. No limit

The developer expects to sign the VEFA deed in about 18 months. What is the maximum deposit at reservation?

1. 5% of the price
2. No deposit at all
3. 10% of the price
4. 2% of the price

The deed of sale is planned more than 2 years after the reservation. What deposit can the developer ask?

1. None
2. 2%
3. 5%
4. Whatever the buyer accepts

A buyer reserves a 280,000 € flat; the deed is planned within the year. What is the maximum reservation deposit, in EUR?

What is the maximum late-payment penalty a VEFA contract can charge the buyer?

1. 5% per month
2. 10% per month
3. 1% per month
4. There is no cap

What does the garantie financière d'achèvement (GFA) protect?

1. The completion of the building if the developer fails
2. The resale price after handover
3. The buyer's mortgage rate
4. The agent's commission

For building permits filed since 1 January 2015, who must give the GFA?

1. The developer itself, based on its own finances
2. The buyer's bank
3. The notaire
4. An outside guarantor: a bank, an insurer or a guarantee company

A developer tells your client: 'Our guarantee is intrinsic, based on our own strength.' The permit was filed in 2023. What do you do?

1. Accept it: intrinsic guarantees are still the norm
2. Point out that an extrinsic GFA has been required since 2015 and ask for the bank or insurer's guarantee
3. Tell the client a GFA is optional
4. Ask for a larger discount instead

An investor asks about the Pinel tax scheme for a new flat bought in 2026. What is accurate?

1. Pinel runs until 2030
2. Pinel ended on 31 December 2024
3. Pinel only applies in Paris now
4. Pinel was replaced by a VAT refund

Under the new statut du bailleur privé (Jeanbrun scheme), which new-build homes qualify?

1. Detached houses only
2. Any home, new or old, with no works
3. Only homes in Paris
4. Flats in collective buildings; houses are excluded

How long must an investor let the property under the Jeanbrun scheme, as set by the final loi de finances 2026?

1. 9 years, as a long-term unfurnished rental
2. 3 years, furnished
3. 6 years, short-term
4. No minimum

Under the Jeanbrun scheme, a new flat bought for 250,000 € and let at an intermediate rent can be depreciated at 3.5% a year on 80% of the price. What is the yearly amount, in EUR?

Same scheme, intermediate rent, but the flat costs 300,000 €. What yearly depreciation can the investor use?

1. 8,400 €
2. 10,500 €
3. 8,000 €, because the cap applies
4. 12,000 €

How many homes can one household put under the Jeanbrun scheme?

1. 2 at most
2. 1 only
3. 5
4. No limit

Which code sets the VEFA payment schedule caps?

1. The Code du travail
2. The Code de commerce, book on agents commerciaux
3. The Code de la route
4. The Code de la construction et de l'habitation (article R.261-14)

Which texts set the licensing rules for real estate agents in France?

1. The loi ALUR alone, with no earlier law
2. A FNAIM code of conduct that members sign
3. Each town hall's local business rules
4. The loi Hoguet of 2 January 1970 and its application decree of 20 July 1972

Which professional card does an agency need to broker property sales?

1. Carte T (transaction)
2. Carte G (gestion immobilière)
3. Carte S (syndic de copropriété)
4. No card: a business registration is enough

Who issues the carte professionnelle T?

1. The regional chamber of notaires
2. The FNAIM
3. The CCI of the place where the company has its head office
4. The town hall of each office

How long is a carte professionnelle valid?

1. 1 year
2. 5 years
3. 3 years
4. 10 years

You are hired as a salaried négociateur by an agency. What lets you negotiate on its behalf?

1. An attestation d'habilitation obtained from the CCI by the card holder
2. Your own carte T in your name
3. Your employment contract alone
4. An RSAC registration

Who asks the CCI for a collaborator's attestation d'habilitation?

1. The collaborator, in a personal application
2. The notaire of the first sale
3. The network's training manager, in any CCI
4. The card holder the collaborator works for

You join a network as an agent commercial immobilier. Which set of documents must you have before negotiating?

1. RSAC registration only
2. RSAC registration, an agent commercial contract, a valid attestation d'habilitation and your own RCP insurance
3. A carte T in your own name and nothing else
4. A diploma and a business card printed by the network

A buyer offers to hand you, an agent commercial, his deposit cheque in your name. What is the rule?

1. Accept, if you give him a receipt
2. Refuse: an agent commercial cannot receive or hold client funds
3. Accept, if the amount is under 5% of the price
4. Accept, then pass it to the seller

How many hours of continuing training must a card holder or négociateur complete over the 3-year period of a card?

Over each 3-year period, which two topics must the continuing training cover for at least 2 hours each?

1. Ethics (déontologie) and non-discrimination in access to housing
2. Anti-money laundering and data protection
3. Tax law and accounting
4. Negotiation and digital marketing

Under the CCI Bretagne fee schedule, an attestation d'habilitation for a collaborator costs 55 €. An agency onboards 4 new agents commerciaux. What does it pay, in EUR?

How many months before its expiry must the renewal of a carte professionnelle be requested?

A candidate has no diploma. How much salaried experience in a Hoguet activity with a card holder does he need to show professional aptitude?

1. 10 years, or 4 years in a management (cadre) role
2. 3 years in any sales job
3. 1 year with a network
4. No experience: a short online course is enough

When can a carte T holder skip the garantie financière?

1. When the agency has fewer than 3 staff
2. When it only sells new-build property
3. Never: every carte T needs one
4. When it declares on honour that it holds no funds, effects or securities for clients

What must an agency have before it starts negotiating a sale?

1. A verbal agreement with the seller
2. A written mandate with the legal mentions, such as duration, fees and who pays them
3. A signed compromis de vente
4. The seller's last tax notice

What does the DGCCRF expect from an agency's registre des mandats?

1. Loose sheets, as long as they are kept in a folder
2. A proper register listing every mandate in chronological order
3. Pencil entries that can be corrected
4. Only the exclusive mandates

In an exclusive mandate, for how long at most can the exclusivity be irrevocable?

1. 1 month
2. 12 months
3. As long as the contract says
4. 3 months

Which display of agency fees meets the ALUR rules and the arrêté of 10 January 2017?

1. Fees shown TTC, stating who pays, in the window, inside the agency and on the website
2. Fees shown HT, inside the agency only
3. Fees given by phone on request
4. Only the buyer's share, on the website

Which fee schedule is compliant since 1 April 2022?

1. One that says 'fees on quote only'
2. One that shows only the buyer's share
3. One that states a maximum tariff, TTC, and who pays
4. One that shows a minimum fee and no maximum

In its 2019 survey the DGCCRF checked 2,175 agency establishments. What share had anomalies, in %?

A non-EU national holds a 'salarié' residence permit and wants to start as a self-employed agent commercial with a network. What do you tell him?

1. That permit does not allow self-employment; he needs one that does, such as a carte de résident, a passeport talent créateur d'entreprise or an entrepreneur / profession libérale card
2. He can start at once, the network handles everything
3. He only needs RSAC registration
4. He must first pass a French language exam at the CCI

A Spanish citizen living in Lyon wants to become an agent commercial as a micro-entrepreneur. Does she need a residence permit?

1. Yes, a passeport talent
2. Yes, a one-year entrepreneur card
3. Yes, unless she has lived in France 5 years
4. No: EU citizens can register and work freely, like a French national