Which master developer built Downtown Dubai, home of Burj Khalifa, The Dubai Mall and Dubai Opera?

1. Nakheel
2. Emaar
3. Meraas
4. Dubai Properties

Who is the master developer of Palm Jumeirah?

1. Emaar
2. DAMAC
3. Nakheel
4. Meraas

On which island is Ain Dubai, the giant observation wheel, located?

1. Palm Jumeirah
2. Jumeira Bay Island
3. The World Islands
4. Bluewaters Island

Where is the Museum of the Future?

1. In the Opera District of Downtown Dubai
2. On Sheikh Zayed Road, near Emirates Towers
3. At Dubai Creek Harbour
4. Inside Expo City Dubai

A client wants to reach The Dubai Mall by metro. Which line and station should you tell them?

1. Green Line, Union station
2. Red Line, Business Bay station
3. Red Line, Burj Khalifa/Dubai Mall station
4. Green Line, Creek station

Which metro line serves Al Ras station in Deira, close to the Gold Souk and Spice Souk?

1. Green Line
2. Red Line
3. Blue Line
4. Route 2020

A couple with two young children wants a gated villa community with a golf course, parks, pools and a family feel, and they are happy to drive. Which area fits best?

1. Business Bay
2. International City
3. Jumeirah Lake Towers
4. Arabian Ranches

A young professional working near Downtown has no car and wants an apartment within walking distance of a Red Line metro station. Which area fits best?

1. Business Bay
2. DAMAC Hills 2
3. The Valley
4. Arabian Ranches

Jumeirah Village Circle (JVC), one of the busiest areas for apartment sales, was master-developed by which company?

1. Nakheel
2. Emaar
3. Dubai Properties
4. Sobha Realty

Business Bay and Jumeirah Beach Residence (JBR) share the same master developer. Which one?

1. Emaar
2. Meraas
3. Nakheel
4. Dubai Properties

City Walk, Bluewaters Island and La Mer are destinations created by which developer?

1. DAMAC
2. Meraas
3. Nakheel
4. Select Group

Sobha Hartland, next to the Dubai Water Canal and facing the Ras Al Khor Wildlife Sanctuary, is part of which larger district?

1. Dubai South
2. Dubailand
3. Al Barsha South
4. Mohammed Bin Rashid City (MBR City)

DAMAC Hills (also known as Akoya by DAMAC) is built around which golf course?

1. Emirates Golf Club
2. Trump International Golf Club Dubai
3. Dubai Hills Golf Club
4. Jumeirah Golf Estates

Route 2020, the metro extension to Expo City Dubai, branches off which line and from which station?

1. Green Line, from Creek station
2. Red Line, from Jebel Ali station
3. Red Line, from Centrepoint station
4. Green Line, from Union station

Which two metro stations are the interchanges between the Red Line and the Green Line?

1. Union and BurJuman
2. DMCC and Sobha Realty
3. Centrepoint and Al Rigga
4. Jebel Ali and Creek

The Dubai Metro Blue Line, due to open in 2029 according to the RTA, will serve which group of communities?

1. Dubai Marina, JLT and Al Sufouh
2. Dubai Creek Harbour, International City, Dubai Silicon Oasis, Mirdif and Academic City
3. Palm Jumeirah, Bluewaters and JBR
4. Dubai South, Expo City and Jebel Ali

A French buyer with no GCC passport asks you to find him a villa to buy in Jumeirah 1 or Umm Suqeim. What is the correct answer?

1. No problem, all of Dubai is freehold since 2006
2. He can buy only if he holds a Golden Visa
3. These areas are mainly non-freehold, reserved for UAE and GCC nationals, so suggest freehold alternatives
4. He can buy, but only through an off-plan contract

According to the dubizzle H1 2026 market report, which mid-tier apartment area showed the highest projected rental yield (about 7.0%)?

1. Business Bay
2. Dubai Marina
3. Downtown Dubai
4. Jumeirah Village Circle (JVC)

When Dubai approved the ⃃ 128 billion passenger terminal at Al Maktoum International Airport (April 2024), housing demand for about how many people was expected around the airport in Dubai South?

1. 100,000
2. 250,000
3. One million
4. Five million

International City, one of Dubai's most affordable apartment areas, has country-themed clusters and the Dragon Mart malls. Who developed it?

1. Emaar
2. Nakheel
3. DAMAC
4. Dubai Properties

A family on a mid-range budget wants a new Emaar townhouse on the Dubai-Al Ain Road side of the city, with parks and cycling tracks. Which community should you show first?

1. Dubai Marina
2. The Valley
3. Bluewaters Island
4. City Walk

A client loves The Springs and The Meadows. Which master developer is behind these Emirates Living villa communities?

1. Nakheel
2. Dubai Properties
3. Emaar
4. DAMAC

Dubai Hills Estate was launched as a joint venture between which two parties, as the first phase of Mohammed Bin Rashid City?

1. Emaar and Nakheel
2. Emaar and Meraas
3. Meraas and Dubai Properties
4. Nakheel and Meydan

Dubai Creek Harbour was a joint venture between Emaar and which partner, whose stake Emaar agreed to buy in 2022 for about ⃃ 7.5 billion?

1. Dubai Holding
2. Nakheel
3. Dubai Properties
4. Meydan

In the dubizzle H1 2026 report, which ultra-luxury villa area had the lowest projected rental yield (about 2.7%)?

1. Emirates Hills
2. Jumeirah Islands
3. Palm Jumeirah
4. Dubai Hills Estate

A seller asks your agency to market their apartment. Which RERA contract do you sign with them?

1. Form B
2. Form F
3. Form A
4. Form I

Which path leads to a Dubai broker card (BRN) for a new agent?

1. Register as a freelancer with the DET and pass an online quiz
2. Get a UAE driving licence and sign a Form A with a seller
3. Join a licensed brokerage, pass the DREI course and exam, get police clearance, then the agency applies on Trakheesi
4. Pass the DREI exam only; no employer or visa is needed

What is the difference between an ORN and a BRN?

1. ORN identifies the brokerage company; BRN identifies the individual broker
2. ORN is for off-plan sales; BRN is for resale
3. ORN is the ad permit number; BRN is the Ejari number
4. They are the same number shown in two languages

How is RERA related to the Dubai Land Department (DLD)?

1. RERA is a federal ministry above DLD
2. RERA is a private association of brokers
3. RERA is the regulatory arm of DLD
4. RERA only regulates Abu Dhabi

Before a resale transfer at DLD, the seller gets an NOC from the developer. What does it mainly confirm?

1. That the buyer's mortgage is approved
2. That service charges and other dues to the developer are cleared
3. That the agent holds a valid BRN
4. That the property has a Golden Visa value

Through which DLD system must a brokerage obtain a permit before publishing a property ad?

1. Ejari
2. Mollak
3. Oqood
4. Trakheesi

What is the minimum property value for a UAE Golden Visa as a real estate investor?

1. ⃃ 750,000
2. ⃃ 1 million
3. ⃃ 5 million
4. ⃃ 2 million

On a resale deal, what deposit does the buyer usually hand over when signing Form F (the MOU), and who holds it?

1. 5% by bank transfer straight to the seller
2. 10% by cheque, held by the agency or conveyancer
3. 2% in cash, held by the buyer's agent
4. 25% by cheque, deposited with the developer

You find a buyer for a villa listed by another agency. Which form sets out how the two brokerages split the commission?

1. Form I
2. Form A
3. Form U
4. Form F

What is the registration trustee office fee for a resale apartment sold for ⃃ 1,200,000?

1. ⃃ 2,000 plus VAT
2. ⃃ 4,000 plus VAT
3. 0.25% of the price
4. ⃃ 580 flat

What does the Madmoun QR code on a Dubai property ad let a client do?

1. Pay the deposit directly to escrow
2. Check that the ad is valid and approved, and whether the unit is already sold or rented
3. Book a viewing with the owner
4. Register the tenancy in Ejari

Which of these is NOT something RERA says brokers use the Dubai REST app for?

1. Smart contracts A, B and F
2. Checking an off-plan project is registered (Mashrooi)
3. The green list of owners who accept calls
4. Issuing UAE residence visas

A buyer asks how service charges in a jointly owned building are tracked and paid. Which DLD system handles this?

1. Mollak
2. Ejari
3. Trakheesi
4. goAML

On a Dubai residential resale, the 2% agency commission is best described as:

1. A fixed rate set by RERA that cannot be changed
2. A market convention, agreed in writing in the RERA forms, plus 5% VAT
3. A DLD fee paid at the trustee office
4. Illegal unless the developer pays it

Where are Dubai property sales registered on behalf of DLD?

1. At any brokerage office with an ORN
2. At real estate registration trustee offices
3. At Dubai Municipality
4. At the developer's sales centre only

Under the DLD fee schedule, the 4% sale registration fee is legally split how, unless the parties agree otherwise?

1. Paid 100% by the buyer
2. Paid 100% by the seller
3. Paid by the developer on all sales
4. Shared equally by seller and buyer

Buyer and seller disagree after signing Form F. What does RERA offer before going to court?

1. An automatic refund of the deposit by DLD
2. Arbitration at the Rental Disputes Centre
3. An amicable settlement meeting requested through Trakheesi
4. Nothing: Form F disputes go straight to the police

What is the DLD base fee for an official valuation of a residential apartment or villa?

1. ⃃ 4,000
2. ⃃ 2,000
3. ⃃ 15,000
4. Free on Dubai REST

An apartment in JVC costs ⃃ 1,500,000 and rents for ⃃ 105,000 per year. What is the gross rental yield (in %)?

Which cost is typically the biggest deduction when you move from gross yield to net yield on a Dubai apartment?

1. The DLD transfer fee
2. Annual service charges
3. Ejari registration
4. The agency fee paid by the tenant

What is the Dubai Land Department transfer fee on the resale of a ready property?

1. 2% of the price
2. 5% of the price
3. 4% of the price
4. 4% of the price plus 5% VAT

A buyer purchases a resale villa for ⃃ 1,800,000. The agency charges the standard 2% commission. How much does the buyer pay the agency in total, including VAT?

A tenant signs a lease at ⃃ 120,000 per year. The agency charges the usual 5% of the annual rent. What is the commission?

A 1,300 sq ft apartment is listed at ⃃ 1,950,000. What is the price per sq ft?

A developer brochure shows a unit of 120 sq m. How many sq ft is that? (1 sq m = 10.7639 sq ft)

A new broker arrives with ⃃ 54,000 savings. Visa, licence and set-up cost ⃃ 9,000 upfront, then his living and work costs are ⃃ 9,000 per month. How many months can he last with no commission?

A client buys an 850 sq ft apartment for ⃃ 1,200,000 cash. Rent is ⃃ 90,000 per year and service charges are ⃃ 18 per sq ft per year. Ignoring other costs, what is the net rental yield (in %)?

You close a resale at ⃃ 2,400,000 with a 2% commission (before VAT). Your agency pays you a 50% split. What is your share in AED?

A unit of 95 sq m is priced at ⃃ 1,650,000. What is its price per sq ft? (1 sq m = 10.7639 sq ft)

An expat buys his first home, a ready apartment at ⃃ 3,000,000. Under the UAE Central Bank rules, what is the maximum mortgage he can get?

An expat buys a first home, a ready villa at ⃃ 6,500,000. What is the minimum down payment under the UAE Central Bank LTV limits?

An expat who already owns a home buys a second ready apartment at ⃃ 2,000,000 as an investment. What is the maximum mortgage?

An expat wants a bank mortgage on an off-plan apartment. What is the maximum loan-to-value allowed by the UAE Central Bank?

1. 50%
2. 60%
3. 75%
4. 80%

An investor bought for ⃃ 1,400,000 and paid ⃃ 90,000 in buying costs. He sells for ⃃ 1,750,000 and pays 2% agency fee plus 5% VAT on the sale. What is his ROI (in %) on the total amount invested?

A broker's monthly costs are ⃃ 9,000. He closes rentals averaging ⃃ 100,000 per year, at 5% commission, with a 50% split. How many deals per month does he need to break even (whole deals)?

A cash buyer purchases a resale apartment for ⃃ 2,400,000. Count: the 4% DLD transfer fee, the trustee office fee of ⃃ 4,000 plus 5% VAT, a 2% agency fee plus 5% VAT, and ⃃ 580 of DLD title deed and admin charges. What is the total of these buying costs?

An expat first-time buyer purchases a ready apartment for ⃃ 1,600,000 with the maximum mortgage allowed. Add up: 4% DLD transfer fee, trustee fee ⃃ 4,000 + 5% VAT, 2% agency fee + 5% VAT, and the mortgage registration fee of 0.25% of the loan plus ⃃ 290 admin. What is the total?

Two agencies co-broke a sale of ⃃ 3,500,000 at 2% commission (before VAT) and share it 50/50. The buyer's agent is on a 60% split with her agency. How much does she earn?

A client earns ⃃ 40,000 gross per month. He pays ⃃ 3,500 on a car loan and ⃃ 1,500 minimum on credit cards. Under the 50% debt burden ratio cap, what is the maximum monthly mortgage installment he can take?

A buyer takes a loan of ⃃ 1,600,000 at a fixed 4.25% per year over 25 years (monthly payments). Using the standard amortisation formula M = P x i / (1 - (1 + i)^-n), what is the monthly payment?

Investment apartment: price ⃃ 2,000,000, 60% mortgage at 4.5% over 25 years (monthly payment ⃃ 6,670), buying costs ⃃ 130,000. Rent ⃃ 140,000 per year, service charges ⃃ 18,000 per year. What is the cash-on-cash return (in %)?

A buyer books an off-plan apartment directly from the developer at ⃃ 1,350,000. How much is the 4% DLD Oqood registration fee?

In Dubai off-plan sales, what is Oqood?

1. The final title deed issued at handover
2. The developer's escrow account
3. The rental contract system for new buildings
4. The DLD interim register where off-plan sales are recorded before the title deed

Under Dubai Law No. 8 of 2007, where must an off-plan buyer's payments go?

1. Directly to the developer's main company account
2. Into the project's escrow account held by an accredited bank
3. To the Dubai Land Department
4. To the broker's client account

An off-plan unit costs ⃃ 1,800,000 on a 60/40 plan (60% during construction, 40% at handover). How much does the buyer pay at handover?

What is a post-handover payment plan?

1. A plan where part of the price is paid in instalments after the buyer receives the keys
2. The buyer pays the full price before keys, then the developer pays rent back
3. A bank mortgage arranged by the developer
4. A refund of the DLD fee after handover

When a broker sells an off-plan unit directly from the developer's launch, who normally pays the broker's commission?

1. The buyer, 2% plus VAT
2. DLD, from the Oqood fee
3. The developer, at a rate set per project
4. The escrow bank

A developer wants to launch and advertise an off-plan project. What must happen first?

1. Only a trade licence from DET
2. Pay the 4% Oqood fee for all units
3. Get a Trakheesi permit for each broker only
4. Register with DLD as a developer, register the project and open its escrow account, and obtain written approval to advertise

Your client wants to resell (assign) his off-plan unit before completion. What do you need from the developer, and what is a common condition?

1. Nothing, Oqood transfers automatically
2. A NOC, usually after a minimum share of the price is paid (often 30% to 40%, as set by the developer and SPA)
3. A RERA broker card for the seller
4. A title deed, so assignment is only possible after handover

At handover, your buyer's snagging report finds a faulty AC unit and a leaking pipe. For how long is the developer liable for defects in such installations?

1. One year
2. Three months
3. Ten years
4. Five years

Under the escrow law, what happens to the escrow balance after the project completion certificate is issued?

1. Everything is released to the developer immediately
2. 10% is held back for two years
3. 5% is held back and released one year after units are registered in buyers' names
4. It is refunded to buyers

An off-plan buyer stops paying. DLD gives the 30-day notice and he still does not pay. The project is 85% complete. What may the developer do?

1. Keep up to 25% of the contract value and cancel
2. Keep up to 40% and refund the rest
3. Keep all amounts paid and claim the balance, or ask for the unit to be sold at public auction
4. Nothing, the buyer is protected after 80% completion

A buyer defaults on a ⃃ 2,000,000 off-plan unit. Construction has started and the project is 45% complete. After the DLD notice expires, what is the maximum amount the developer may keep if it terminates?

A new tenant asks you what Ejari is. What do you tell them?

1. The DLD system that registers tenancy contracts
2. A rental insurance product
3. The Dubai rental price index
4. A holiday home permit

A landlord wants to raise the rent at renewal. How much notice must they give before the lease expires (unless agreed otherwise)?

1. 30 days
2. 60 days
3. 6 months
4. 90 days

An owner wants the tenant out at the end of the lease because they plan to sell. What notice is required?

1. 12 months, served by notary public or registered mail
2. 90 days by WhatsApp
3. 30 days by email
4. No notice: sale ends the lease automatically

What security deposit is customary for an unfurnished apartment in Dubai?

1. One month's rent by law
2. About 5% of annual rent
3. 25% of annual rent
4. No deposit is allowed

An owner wants to rent their flat short-term to tourists. Which authority issues the holiday home permit?

1. RERA
2. Dubai Municipality
3. Department of Economy and Tourism (DET)
4. DEWA

What agency fee do residential tenants customarily pay in Dubai?

1. 2% of annual rent
2. One month's rent, set by law
3. Nothing: the landlord always pays
4. 5% of annual rent (often with an ⃃ 5,000 minimum), plus VAT

Under the Dubai tenancy law, who is responsible for registering the lease with RERA (Ejari)?

1. The tenant only
2. The landlord, who often delegates it to the agent
3. DEWA
4. The building's owners association

Roughly how much does a new Ejari registration cost online through Dubai REST?

1. Free
2. 5% of annual rent
3. About ⃃ 178
4. ⃃ 4,000

A tenant's rent is 15% below the RERA average for similar units. What is the maximum increase at renewal?

1. 0%
2. 5%
3. 10%
4. 20%

A tenant files an eviction-related case at the Rental Disputes Centre. Annual rent is ⃃ 80,000. Using the 3.5% filing fee rule (min ⃃ 500, max ⃃ 20,000), what is the main filing fee (⃃)?

Current rent is ⃃ 90,000. The RERA index average for similar units is ⃃ 125,000. What is the maximum new annual rent at renewal (⃃)?

What did DLD's Smart Rental Index, launched in January 2025, add to how average rents are set?

1. A rent cap of 5% for all units
2. A building classification based on quality, location and services, using AI
3. Free Ejari for all tenants
4. It replaced the rent increase brackets with free market pricing

According to Dubai Land Department data, what was the total value of Dubai real estate transactions in 2025?

1. About ⃃ 527 billion
2. About ⃃ 680 billion
3. About ⃃ 917 billion
4. About ⃃ 1.2 trillion

How many international overnight visitors did Dubai welcome in 2025, according to the Department of Economy and Tourism?

1. About 12.5 million
2. About 17.2 million
3. About 19.6 million
4. About 25 million

Which law allowed non-UAE and non-GCC nationals to own freehold property in designated areas of Dubai?

1. Federal Law No. 5 of 1985
2. Law No. 26 of 2007
3. Law No. 13 of 2008
4. Law No. 7 of 2006 on Real Property Registration

A French investor asks how the UAE taxes an individual's salary. What is correct in 2026?

1. A flat 5% income tax
2. There is no personal income tax at federal or emirate level
3. A 9% tax on salaries above ⃃ 375,000
4. Income tax applies only to non-UAE nationals

Since 1 January 2022, what is the UAE federal government working week?

1. Sunday to Thursday, weekend Friday and Saturday
2. Saturday to Wednesday
3. Monday to Friday, with Friday a half day and Saturday and Sunday off
4. Monday to Saturday, with only Sunday off

During Ramadan 2026 you have a midday viewing with a client who may be fasting. What is good etiquette?

1. Bring coffee and drink it in the car with the client
2. Avoid eating, drinking or chewing gum in front of people who are fasting, and plan meetings with shorter working hours in mind
3. Cancel all work until Eid
4. Ask the client to break their fast to be polite to you

A non-resident buyer from London asks if he needs a UAE residence visa or Emirates ID to buy a freehold apartment. What do you tell him?

1. Yes, he must hold a residence visa for at least one year first
2. No: a valid passport is enough to buy in freehold areas; the Emirates ID is mandatory for UAE citizens and residents
3. Yes, he must open a UAE company first
4. Only if he pays cash; mortgage buyers need no ID

According to DLD data for 2025, how many real estate brokers were registered in Dubai at the end of the year?

1. About 12,000
2. About 32,000
3. About 60,000
4. About 9,800

According to Cavendish Maxwell's full-year 2025 report, about what share of Dubai residential sales were off-plan?

1. About 40%
2. About 55%
3. About 90%
4. About 73%

In April 2024 Dubai approved a new passenger terminal at Al Maktoum International Airport. What are its cost and ultimate capacity?

1. ⃃ 128 billion, 260 million passengers a year
2. ⃃ 35 billion, 120 million passengers a year
3. ⃃ 128 billion, 100 million passengers a year
4. ⃃ 260 billion, 400 million passengers a year

The Dubai 2040 Urban Master Plan, launched in March 2021, projects Dubai's resident population to reach how many by 2040?

1. 4.5 million
2. 5.8 million
3. 7.8 million
4. 10 million

What is the headline goal of the Dubai Economic Agenda D33, launched in January 2023?

1. Double the size of Dubai's economy within a decade and rank among the top three global cities
2. Reach 10 million residents by 2033
3. Remove all property transfer fees by 2033
4. Make Dubai the world's largest oil exporter

Through Dubai Land Department, what does a property investor need to apply for the 10-year Golden Visa?

1. Property worth at least ⃃ 2 million at purchase, in their name; a mortgaged property is accepted with a bank no-objection letter
2. Property worth at least ⃃ 750,000, fully paid in cash
3. Property worth at least ⃃ 5 million and 5 years of residence
4. Any property, as long as the owner has a UAE employer

In Numbeo's Crime Index by City, 2026 Mid-Year edition, where does Dubai stand on safety?

1. Outside the world top 50
2. 1st in the world, ahead of all other UAE cities
3. Top 10 in the world, but only for daytime safety
4. 6th in the world, with Ajman, Abu Dhabi, Ras Al Khaimah and Sharjah ranked above it

Under Dubai Law No. 7 of 2006, where can non-UAE nationals own freehold property?

1. Anywhere in Dubai, with no restriction
2. Only in Abu Dhabi investment zones
3. In areas designated by the Ruler, with freehold, usufruct or leasehold of up to 99 years
4. Nowhere: foreigners can only lease for up to 10 years

Which statement about the Dubai 2040 Urban Master Plan (launched March 2021) is correct?

1. It plans to stop all new residential construction
2. It plans for 10 million residents by 2030
3. It focuses only on Downtown and Dubai Marina
4. It plans for the population to grow from 3.3 million (2020) to 5.8 million by 2040, with the Expo 2020 area as one of two new urban centres

The Dubai 2040 Urban Master Plan defines five main urban centres. Which of these is NOT one of them?

1. Expo 2020 Centre
2. Dubai Silicon Oasis Centre
3. Palm Jumeirah
4. Dubai Marina and JBR

An individual owns three apartments in Dubai in his own name and rents them out, without any trade licence. Under UAE corporate tax, how is this rental income treated?

1. Taxed at 9% above ⃃ 375,000 of profit
2. Taxed only if rents exceed ⃃ 1 million a year
3. Taxed at 5% as a withholding tax
4. Not considered for corporate tax: real estate investment income of a natural person is excluded

A buyer pays ⃃ 60,000 of a freehold purchase in physical cash. What must the broker file on goAML?

1. Nothing, cash is legal
2. A Real Estate Activity Report (REAR)
3. A Form U
4. An Ejari cancellation

You filed a suspicious transaction report about a client. The client asks why the deal is delayed. What can you say?

1. Tell them about the report so they can explain
2. Forward them a copy of the report
3. Say the bank is investigating them
4. Nothing about the report: tipping off is an offence

Under the UAE telemarketing rules in force since August 2024, when may you make marketing calls?

1. 8 am to 10 pm, any number
2. Any time if the lead came from a portal
3. 9 am to 6 pm, from company numbers, at most one call a day
4. 9 am to 9 pm from your personal mobile

Which authority supervises Dubai real estate brokers for anti-money laundering (AML) compliance?

1. The federal Ministry of Economy (renamed Ministry of Economy and Tourism in 2025)
2. The UAE Central Bank
3. Dubai Police
4. The developer's escrow bank

For how long must a brokerage keep client due diligence and transaction records under UAE AML rules?

1. 1 year
2. 2 years
3. At least 5 years
4. Until the title deed is issued

A corporate buyer refuses to tell you who its beneficial owners are. What should the brokerage do?

1. Proceed, since companies are low risk
2. Proceed if they pay by cheque
3. Decline the transaction and file an STR if suspicion arises
4. Ask the developer to do the checks instead

What did DLD do when companies were found advertising without permits, faking permit numbers or using expired permits?

1. Only sent friendly reminders
2. Fined them, with fines starting at ⃃ 50,000, and warned licence cancellation for repeat cases
3. Blocked their Ejari access
4. Charged the property owners

You post on Instagram a photo of happy buyers at a handover, without their permission. What does UAE cybercrime law say?

1. It is fine if the photo was taken in public
2. It is fine if you tag your agency
3. It is only a civil matter for the developer
4. It can breach privacy, with fines of ⃃ 150,000 to 500,000 and/or jail

Which law now governs anti-money laundering in the UAE?

1. Federal Decree-Law 10 of 2025, which replaced Decree-Law 20 of 2018
2. Federal Decree-Law 20 of 2018, unchanged
3. Dubai Law 26 of 2007
4. Federal Decree-Law 34 of 2021

Sanctions screening shows your buyer matches a name on the UAE Local Terrorist List. What must you do?

1. Ask the buyer for an explanation, then decide
2. Freeze the funds without delay and without notifying the buyer, then report
3. Finish the deal but charge no commission
4. Only note it in the CRM

A client buys an off-plan apartment directly from a developer. In which order does the paperwork normally happen?

1. SPA, then reservation form, then title deed, then Oqood
2. Title deed, then SPA, then Oqood, then reservation form
3. Reservation form, then SPA, then Oqood registration, then title deed at completion
4. Oqood, then reservation form, then SPA, then title deed

A resale of a completed villa has just been registered at a trustee office. Which document does DLD issue to prove the buyer now owns it?

1. Form F signed by both parties
2. The original SPA stamped by the developer
3. An Oqood certificate
4. An electronic title deed

Your seller owns an apartment in a freehold building and needs the developer's no-objection certificate before transfer. How is it obtained today?

1. As a paper letter collected from RERA
2. As an electronic NOC (e-NOC) requested through the Dubai REST app
3. From the buyer's bank after mortgage approval
4. From Ejari, once the tenant has moved out

An off-plan owner wants to resell and sends you the developer's SOA. What is this document?

1. The statement of account: a ledger of charges, payments made and the balance still outstanding
2. The sales offer: the developer's price list for unsold units
3. The standard owners agreement for the building's owners association
4. The schedule of amenities promised in the brochure

Your off-plan buyer says a friend abroad will pay the next instalments from the friend's own account. What is the right reaction?

1. Accept it: the escrow account does not check who pays
2. Refuse the sale outright, third-party payments are banned by law
3. Treat it as a red flag: apply enhanced due diligence, verify the link between buyer and payer and the source of funds, and escalate to your compliance officer if it is unexplained
4. Ask the friend to pay in cash instead, so the payment is in the buyer's hands

A buyer takes a bank loan of ⃃ 1,360,000 to buy a ready apartment. What is the DLD mortgage registration fee in AED (ignore the small knowledge and innovation fees and the trustee fee)?

Under Federal Decree-Law 41 of 2022 on civil personal status for non-Muslims (in force since February 2023), how is the estate split by default when there is no will and a spouse and children survive?

1. Everything goes to the eldest son
2. 50% to the spouse, the rest shared equally between the children, sons and daughters alike
3. Two thirds to the children, sons receiving twice the share of daughters
4. The estate goes to the state until the heirs register a will

A non-Muslim buyer living in Dubai asks where he can register a will covering his new apartment. Which answer is correct?

1. At a DLD registration trustee office, together with the title deed
2. Through the Ejari system
3. At the DIFC Courts Wills Service Centre, or before the notary public at Dubai Courts
4. Only at his home country's embassy

RERA issues a final decision cancelling an off-plan project. What does Dubai law require for buyers who paid instalments?

1. Buyers lose their payments but keep a priority right on the next project
2. The developer may keep 40% as compensation
3. Buyers must sue the developer's parent company abroad
4. The developer must return all amounts received from buyers, paid out of the project's escrow account

Under Dubai's escrow law (Law 8 of 2007), which document must a developer submit with its request to open an escrow account for an off-plan project?

1. A letter from three brokerages confirming demand
2. A title deed of the land to be developed
3. A bank guarantee equal to 100% of the project cost
4. Signed SPAs for at least half of the units

A buyer wants to check for himself that the off-plan project you are pitching is progressing and linked to an escrow account. What should you show him?

1. The project page in the Dubai REST app: completion percentage, site photos, escrow account number and payments due
2. The developer's Instagram account
3. The brochure's construction timeline
4. The Ejari record of the project

Under Law 8 of 2007, what risk does a developer face if, without an acceptable reason, it does not start construction within six months of being allowed to sell off-plan?

1. None, as long as buyers are still paying
2. A fixed fine of ⃃ 5,000 per unit
3. Being struck off the developers register
4. Automatic transfer of the project to the master developer

An investor plans to sell his off-plan unit before handover. Which question to the developer matters most for his plan?

1. Which interior designer chose the lobby finishes
2. Whether the show apartment is furnished
3. How many towers the developer launched this year
4. What share of the price must be paid before the developer issues a resale NOC, and what the transfer fee is

A seller bought off-plan at ⃃ 1,600,000 and has paid 40% so far. He resells before handover at ⃃ 1,850,000 and the buyer takes over the remaining instalments. How much does the buyer pay the seller (⃃), ignoring fees?

Same flip: the seller paid 40% of ⃃ 1,600,000 plus the 4% Oqood fee at purchase. He resells at ⃃ 1,850,000; the buyer pays the new 4% DLD fee. The seller pays a ⃃ 5,000 NOC fee and his agent's 2% of the resale price plus 5% VAT. What is his return on cash invested (in %)?

A developer tells you the expected service charge for its new tower. Where can you compare it with official figures for buildings already running?

1. On the developer's own price list
2. In the service charge index available through DLD's Dubai REST app
3. In the Ejari tenancy contract
4. On the Trakheesi ad permit

The '20-minute city' policy, approved in Phase II of the Dubai 2040 Urban Master Plan, aims for residents to reach what within 20 minutes on foot or by bicycle?

1. Dubai International Airport
2. The beach
3. About 80% of their daily needs and destinations
4. Their office in Downtown Dubai

By how much does the Dubai 2040 Urban Master Plan increase the land area for hotels and tourist activities?

1. 25%
2. 134%
3. 400%
4. 60%

Which description of the Dubai Metro Blue Line, whose foundation stone was laid in June 2025, is correct?

1. About 30 km with 14 stations (9 elevated, 5 underground), planned to carry passengers from 9 September 2029
2. About 15 km with 6 stations, opening in 2026
3. About 75 km with 50 stations, all underground, opening in 2035
4. A tram line of 11 km serving Dubai Marina, opening in 2027

What changed in spring 2026 for the 2-year residence visa linked to owning property in Dubai?

1. The minimum value rose from ⃃ 750,000 to ⃃ 2 million
2. It was abolished and replaced by the Golden Visa only
3. It now requires five years of prior residence
4. Sole owners no longer need a minimum property value, while joint owners must each hold a share worth at least ⃃ 400,000

A client wants the 10-year Golden Visa but prefers an off-plan unit. What can you tell him?

1. Off-plan never counts, only ready property
2. Off-plan purchases of at least ⃃ 2 million from approved local developers can qualify
3. Off-plan counts only above ⃃ 5 million
4. Off-plan counts only after the title deed has been held for three years

A buyer who will keep living in Paris asks whether his Golden Visa is cancelled if he stays out of the UAE for more than six months. What is correct?

1. No: Golden Visa holders can stay outside the UAE for more than six months without the visa being cancelled
2. Yes, like any residence visa, after 180 days abroad
3. Yes, unless he rents his property out
4. Only if he has no Emirates ID

A French tax resident rents out his Dubai apartment. In broad terms, what does the France-UAE tax treaty (signed 1989) say about this rental income?

1. It is taxable only in France, and the UAE has no rights over it
2. It is fully exempt in both countries and need not be declared in France
3. It may be taxed in the UAE, where the property is located, and France gives a tax credit equal to the French tax on that income
4. It is taxed twice, with no relief

What is DLD's 'Cube' centre?

1. The DLD department that issues broker cards
2. A data dashboard of off-plan launches
3. The RERA rental disputes court
4. A one-stop service centre where real estate investors complete procedures with several authorities, including property-linked residence visas

Under the Central Bank mortgage rules, an expatriate can borrow at most a set number of years of annual income. An expat earns ⃃ 30,000 gross per month. What is the maximum mortgage on that basis (⃃)?

A UAE national buys his first home, a villa at ⃃ 4,000,000, to live in. What is the maximum mortgage under the Central Bank LTV limits (⃃)?

A non-resident buyer read that expats can borrow 80% for a first home. What should you tell him?

1. Non-residents cannot get any mortgage in the UAE
2. The Central Bank limits are maximums; banks set their own policies and often lend non-residents less, commonly around 50% to 65%
3. Non-residents always get 90% because they bring foreign currency
4. The 80% applies automatically once he has a pre-approval

What is the usual order of a mortgage purchase on a resale property in Dubai?

1. Transfer at DLD, then valuation, then pre-approval
2. Final offer letter, then MOU, then pre-approval
3. Valuation, then transfer, then final offer letter
4. Pre-approval, then MOU (Form F), then bank valuation, then final offer letter, then transfer with the bank paying the seller

An expat first-time buyer agrees ⃃ 2,000,000 for a ready apartment, but the bank values it at ⃃ 1,850,000. The bank lends 80% of its valuation. How much must the buyer pay from his own funds towards the price (⃃), before fees?

When a bank assesses a mortgage on an investment property, what do the Central Bank rules say about the debt burden test?

1. At least two months of rental income must be deducted, and the loan must be stress tested at a rate 2 to 4 points higher
2. The full expected rent counts as income, with no stress test
3. Investment properties are exempt from the 50% debt burden ratio
4. Only the developer's guaranteed rent can be counted

A developer promises strong rents for a tower nearing handover. Which platform lets you check rents and sales actually registered with DLD nearby?

1. Trakheesi
2. DXB Interact
3. goAML
4. Mollak

A landlord asks how much he can raise the rent at renewal. Which official tool gives the answer based on the rental index?

1. The Madmoun QR code
2. The Oqood portal
3. The Mashrooi service
4. The Rental Calculator in the Dubai REST app

You list an apartment in International City near a future Blue Line station. Which rental pitch is honest?

1. Rents will rise 30% next year because of the metro
2. The metro opens this year, so tenants will pay more immediately
3. Areas near metro stations have historically shown rent premiums, and the Blue Line is planned for 2029, so this is a longer-term advantage rather than a guarantee
4. The metro has no effect on demand in Dubai

Which Blue Line station, at 74 metres high, is designed to be the tallest metro station in the world and serves Dubai Creek Harbour?

1. Centrepoint station
2. Emaar Properties station
3. Dubai Silicon Oasis station
4. Al Warqa station

A French client wants to buy a villa in Mirdif. What is the correct approach?

1. All of Mirdif is freehold, so any villa is fine
2. Foreigners can never own in Mirdif
3. Only specific plots in Mirdif are designated for foreign ownership, so check that the property sits on a designated freehold plot before marketing it
4. He can buy anywhere in Mirdif if he holds a Golden Visa

A Saudi client and a British client both want to buy in Dubai. What is the difference in where they can own?

1. None: both can buy anywhere
2. The British client can buy anywhere, the Saudi client only in free zones
3. Both are limited to Downtown and Dubai Marina
4. As a GCC national, the Saudi client can own anywhere in Dubai; the British client only in areas designated for foreign ownership

Which body regulates the real estate sector in Abu Dhabi (outside the ADGM free zone)?

1. RERA, the Dubai regulator, which covers all emirates
2. The Abu Dhabi Real Estate Centre (ADREC), part of the Department of Municipalities and Transport
3. The Abu Dhabi Securities Exchange
4. The federal Ministry of Economy

What is Madhmoun in Abu Dhabi?

1. A government-backed listing service that verifies properties and issues the permit every online ad must carry
2. The tenancy contract registration system
3. A private property portal owned by a developer
4. The escrow bank used for off-plan payments

A landlord in Abu Dhabi asks which official digital platform handles real estate services such as sales registration, Tawtheeq leases and Madhmoun ad permits. What do you answer?

1. Ejari
2. Dubai REST
3. Oqood
4. DARI

What is Tawtheeq?

1. The off-plan interim register
2. The Abu Dhabi system for registering tenancy contracts
3. The ADGM advertising permit
4. The title deed for a villa

A French client with no UAE or GCC nationality wants full freehold ownership in Abu Dhabi. Where can he buy freehold?

1. Anywhere in the emirate since 2019
2. Only in designated investment areas (investment zones)
3. Nowhere: foreigners can only rent
4. Only in Al Ain

A buyer wants a 10-year UAE Golden Visa through property in Abu Dhabi. What is the minimum property value?

1. ⃃ 750,000
2. ⃃ 1 million
3. ⃃ 2 million
4. ⃃ 5 million

Since 2 June 2026, by how much can an Abu Dhabi landlord raise the rent when a tenancy is renewed?

1. 0%: increases are suspended until further notice
2. Up to 5%
3. Up to 10%
4. Freely, if the tenant gets 90 days notice

A buyer purchases an apartment on Al Reem Island for ⃃ 1,800,000. Abu Dhabi charges a 2% registration (transfer) fee on the price. How much is the fee in total, in dirhams?

A broker licensed in Dubai moves to Abu Dhabi and wants to list a villa on Yas Island. What must they do first?

1. Nothing: a RERA card is valid in every emirate
2. Only register the listing on a property portal
3. Get licensed as a broker in Abu Dhabi (ADREC broker licence number), then get a Madhmoun permit for the listing
4. Ask the developer for a marketing NOC

Under Madhmoun, how many licensed brokers can advertise the same property when the owner has not given an exclusive mandate?

1. One
2. Two
3. Three
4. Unlimited

You want to advertise a landlord's apartment in Khalifa City on a portal, but the landlord never approves your Madhmoun permit request on DARI. What happens?

1. You can still post the ad if you add your licence number
2. You cannot advertise it online: the permit needs the owner's approval
3. You can post it for 30 days while waiting
4. You can advertise it on social media only

An Abu Dhabi apartment was let last year with a registered Tawtheeq rent of ⃃ 120,000. It is now empty and the landlord wants ⃃ 135,000 from a new tenant in July 2026. What is the rule?

1. ⃃ 135,000 is fine because it is a new tenant
2. ⃃ 126,000 is the maximum (5% more)
3. Any rent is fine if the unit was vacant for more than 30 days
4. The rent cannot exceed ⃃ 120,000, the last registered Tawtheeq rent

Which law opened freehold ownership to foreigners in Abu Dhabi investment areas?

1. Law No. 13 of 2019, amending Law No. 19 of 2005 on real estate registration
2. Law No. 7 of 2006 on real property registration
3. Law No. 3 of 2015 on the real estate sector
4. Federal Decree-Law No. 25 of 2025

Who starts the Tawtheeq registration of a new lease in Abu Dhabi?

1. The tenant, at an ADDC office
2. The landlord (or their manager), online, and the tenant then approves it
3. The broker, who signs alone
4. The bank, when the tenant pays the first cheque

A developer asks you to start marketing a new off-plan tower in Abu Dhabi next week. What should you check first?

1. That the project is registered with the regulator (visible on DARI) and has approvals and an escrow account before any marketing
2. Only that the developer has a trade licence
3. That the brochure renders look good
4. Nothing, as off-plan ads do not need a permit

Since Law No. 2 of 2025 came into force in Abu Dhabi, which payments can a developer NOT make from an off-plan escrow account?

1. Construction costs
2. Payments to contractors
3. Buying the land and paying broker commissions
4. Direct project completion costs

According to ADREC, what was the total value of Abu Dhabi real estate transactions in the first half of 2026?

1. ⃃ 142 billion
2. ⃃ 117 billion
3. ⃃ 86 billion
4. ⃃ 55 billion

An investor buys a villa on Yas Island for ⃃ 3,000,000 and lets it for ⃃ 195,000 a year. What is the gross rental yield, in %?

You sell an apartment on Saadiyat Island for ⃃ 2,750,000. Your agreed commission is 2% of the price, plus 5% VAT. How much does the client pay you in total, in dirhams?

A tenant in Al Raha Beach renews in August 2026. The last registered Tawtheeq rent is ⃃ 98,000 and the landlord asks for a 5% increase. What is the maximum annual rent the landlord can charge, in dirhams?

Which developer and project pairing is correct?

1. Makers District on Al Reem Island: Aldar
2. Marsa Al Saadiyat: Modon
3. Nawayef and Al Naseem on Hudayriyat Island: Modon
4. Al Reef: Masdar

In October 2026 ADREC launched a new mandatory curriculum for brokers seeking a licence. How is it structured?

1. A one-day online quiz, renewed every five years
2. An open day, a one-week course, then three months of practical training with leading real estate firms, ending in a final assessment and the ADREC Certified Broker credential, renewed every year
3. A two-year university diploma
4. Only a Madhmoun training video

Under the Abu Dhabi off-plan rules (Law No. 3 of 2015 as amended in 2025), when can a developer first draw money from the project escrow account?

1. As soon as the first buyer pays
2. After 10% of sales
3. After at least 20% of construction is completed and certified by approved engineers
4. Only at handover

Under Decision 24 of 2025, a qualifying Abu Dhabi developer can access escrow funds earlier by giving a bank guarantee of at least 20% of construction cost. The construction cost of a tower is ⃃ 450 million. What is the minimum guarantee, in millions of dirhams?

ADREC reported ⃃ 117 billion of transactions in H1 2026, up 112% year on year. Roughly what was the H1 2025 total, in billions of dirhams (one decimal)?

You are advertising an apartment on Al Reem Island. Which permit rule applies?

1. No permit: Al Reem is outside Abu Dhabi rules
2. Only a Dubai Trakheesi permit
3. The ADGM advertising permit, because Al Reem falls under ADGM, and ADGM's system is integrated with Madhmoun
4. Only the developer's written consent

Which statement about the 2026 Abu Dhabi rent freeze is correct?

1. It applies only to residential villas
2. It is retroactive and cancels increases agreed in 2025
3. It also covers properties in ADGM (Al Reem and Al Maryah)
4. It is not retroactive, and properties in ADGM follow ADGM's own framework

A buyer pays into an off-plan unit in Abu Dhabi and wants the Golden Visa straight away. What does Abu Dhabi ask for in the off-plan route?

1. A purchase agreement with an approved developer and proof that at least ⃃ 2 million has already been paid
2. Only a reservation form for a unit priced over ⃃ 2 million
3. Nothing until handover
4. Proof that 50% of a ⃃ 1 million unit is paid

A client from outside the GCC prefers a long-term right over a property outside an investment area. Which durations does the UAE government portal give?

1. Musataha up to 25 years, usufruct up to 50 years
2. Musataha 50 years (renewable by agreement), usufruct 99 years
3. Both 10 years
4. Musataha 99 years, usufruct 25 years

Which statement about Abu Dhabi transaction volumes is correct?

1. 2025 totalled ⃃ 142 billion, and January to August 2026 (⃃ 155 billion) already beat that full-year figure
2. 2025 totalled ⃃ 117 billion, a drop on 2024
3. H1 2026 was lower than H1 2025
4. Foreign direct investment fell in H1 2026

Your buyer is purchasing a resale apartment in Dubai Marina. Which government body registers the sale and issues the new title deed?

1. The Ministry of Economy and Tourism
2. Dubai Municipality
3. The Dubai Land Department (DLD)
4. The Abu Dhabi Real Estate Centre (ADREC)

Which body is the real estate regulator of the Emirate of Abu Dhabi?

1. The Abu Dhabi Real Estate Centre (ADREC)
2. RERA, through its Abu Dhabi branch
3. DARI
4. Abu Dhabi Global Market (ADGM)

A tenant who rented through Ejari in Dubai is moving to an apartment on Al Reem Island, Abu Dhabi. In which system must the new lease be registered?

1. Ejari, because it is a UAE-wide system
2. Tasdeeq
3. Oqood
4. Tawtheeq

You hold a valid Dubai RERA broker card (BRN). A friend asks you to sell his villa on Yas Island, Abu Dhabi. What is the correct position?

1. Your BRN is a federal licence, so you can broker anywhere in the UAE
2. You can broker it as long as you hold an Emirates ID
3. You need a broker licence from ADREC to practise in Abu Dhabi
4. You only need to register the deal on goAML

Which of these rules is set at federal level and is the same whether your client buys in Dubai, Sharjah or Ras Al Khaimah?

1. The property registration fee
2. The maximum mortgage loan-to-value (LTV) set by the Central Bank
3. The tenancy contract registration system
4. The broker licensing exam

Value Added Tax on a broker's commission is a federal tax. At what rate does it apply in every emirate?

1. 0%
2. 2%
3. 4%
4. 5%

The UAE Golden Visa for real estate investors is a federal scheme. What minimum investment does the official UAE government portal list for it?

1. ⃃ 2 million
2. ⃃ 750,000
3. ⃃ 1 million
4. ⃃ 5 million

Your landlord client owns an apartment in Ajman and asks where the new tenancy contract must be registered. What do you answer?

1. Ejari
2. Tasdeeq
3. Tawtheeq
4. It does not need to be registered outside Dubai

A colleague says Madhmoun and Madmoun are the same system. What is the difference?

1. There is none, it is one federal listing system
2. Madhmoun is Abu Dhabi's advertising permit and verified listing system run by ADREC, while Madmoun is the DLD's QR verification for permitted Dubai ads
3. Madhmoun is Sharjah's lease register and Madmoun is Dubai's
4. Madhmoun is the federal AML portal and Madmoun the Dubai ad permit

A buyer purchases a ready apartment on Saadiyat Island, Abu Dhabi, for ⃃ 2,000,000. At Abu Dhabi's 2% registration fee, how much is the registration fee in total?

Under Sharjah's property registration law as amended by Law No. 2 of 2022, how can a non-GCC foreigner own property in Sharjah?

1. Anywhere in Sharjah, exactly as in Dubai freehold areas
2. Never, foreigners can only rent in Sharjah
3. Only through a company registered with the DLD
4. With the Ruler's approval, or in real estate development areas and projects set by regulation

Since Abu Dhabi Law No. 13 of 2019, what can foreign individuals own in the emirate's designated investment zones?

1. Freehold, including freehold of land
2. Only apartments, never land
3. Only a 25-year lease
4. Only Musataha rights capped at 50 years

A brokerage opens a branch in Ras Al Khaimah. For anti-money laundering, which authority supervises it?

1. RAK Municipality
2. The Dubai Land Department, as the largest market
3. The federal Ministry of Economy and Tourism, with reports filed on goAML
4. Each bank the clients use

Residence visas are federal, but who processes them? Pick the correct split.

1. ICP for all seven emirates, including Dubai
2. Each emirate's land department
3. GDRFA for all seven emirates
4. GDRFA Dubai for Dubai, and ICP for the other emirates

In Ras Al Khaimah, which body registers brokerage firms and developers and regulates escrow for off-plan projects?

1. The Real Estate Regulatory Administration within RAK Municipality
2. RAKEZ, the economic zone authority
3. The Dubai RERA, under a federal agreement
4. The Ministry of Economy and Tourism

A non-GCC client wants a cheaper freehold apartment close to Dubai. Which statement is accurate?

1. Freehold is federal, so every area of every emirate is open to foreigners
2. Sharjah has allowed any foreigner to buy anywhere since 2022
3. Ajman has designated freehold areas such as Ajman One and Emirates City, the sale is registered in Ajman, and your Dubai BRN does not cover it
4. Any UAE property can be registered at the DLD if the buyer prefers

Which government entity regulates the real estate sector in Ajman today?

1. The Sharjah Real Estate Registration Department
2. The Department of Land and Real Estate Regulation (AjmanRE)
3. The Dubai Land Department
4. Ajman Municipality's Tasdeeq office

A tenant signs a ⃃ 40,000 per year residential lease in Sharjah. Sharjah Municipality charges 4% of the annual rent (minimum ⃃ 500) to attest it. What is the attestation fee, excluding the form fee?

Under Abu Dhabi's Madhmoun system, how many approved brokers can advertise the same property at one time?

1. One, as an exclusive
2. Two
3. Three
4. Unlimited, as long as each holds a permit

In September 2023, Umm Al Quwain issued six real estate laws. Which of these was one of them?

1. A law moving UAQ property registration to the Dubai Land Department
2. A law amending UAQ's 2005 real estate brokerage law
3. A law letting UAQ banks exceed Central Bank LTV caps
4. A law abolishing escrow accounts for off-plan projects

Abu Dhabi Law No. 2 of 2025, in force since 2 August 2025, tightened escrow rules. Which statement matches it?

1. Escrow funds may pay the brokers' commission once 10% of units are sold
2. Developers can draw escrow funds from day one to buy the land
3. Escrow is now optional for projects under ⃃ 100 million
4. Escrow funds cannot pay for land or brokerage fees, and developers cannot access them before 20% completion

Which federal law now sets AML obligations for real estate brokers across the UAE?

1. Federal Decree-Law No. 10 of 2025, which replaced Federal Decree-Law No. 20 of 2018
2. Dubai Law No. 85 of 2006
3. Federal Decree-Law No. 20 of 2018, still unchanged
4. Abu Dhabi Law No. 3 of 2015

On 2 June 2026, ADREC set the annual rent increase in Abu Dhabi at 0% until further notice. Which properties does this measure NOT cover?

1. Commercial properties
2. Properties inside Abu Dhabi Global Market (ADGM)
3. Villas in investment zones
4. Industrial properties

Off-plan purchases are recorded in an interim register before handover. Which pairing is correct?

1. Dubai: Tawtheeq; Abu Dhabi: Oqood
2. Dubai: Ejari; Abu Dhabi: Madhmoun
3. Dubai: Oqood; Abu Dhabi: the Interim Real Estate Register under Law No. 3 of 2015
4. Both use Oqood, a federal register

VAT is federal. How does it treat the sale of residential property, in any emirate?

1. 5% on every residential sale
2. First supply of a new residential building within 3 years is zero-rated, later residential sales are exempt
3. Exempt in Dubai but 5% in the other emirates
4. Zero-rated on every sale, new or resale

A buyer pays AED 1,300,000 for a 1-bedroom in Al Furjan and lets it for AED 98,000 a year. What is the gross rental yield, in %?

A 750 sq ft flat in Discovery Gardens costs AED 700,000 and rents for AED 60,000 a year. Service charges are AED 14 per sq ft per year and the owner budgets AED 2,500 for maintenance and insurance. What is the net yield, in %?

A 1,000 sq ft apartment costs AED 2,000,000. The building's service charge is AED 25 per sq ft per year. By how many percentage points do the service charges alone reduce the yield?

An investor buys a resale apartment in Dubai Marina for AED 2,500,000. He pays the 4% DLD transfer fee, 2% agency commission plus 5% VAT on it, and AED 7,500 of other fees. Rent is AED 150,000 a year and service charges AED 30,000. What is the net yield on his total outlay, in %?

A client bought an off-plan unit for AED 1,200,000 and paid the 4% DLD Oqood fee. Before handover he assigns it for AED 1,380,000. He pays his agent 2% of the sale price plus 5% VAT, and the developer charges a transfer fee of 1% of the original price. The new buyer pays her own DLD fee. What is his net profit in AED (ignore the instalments already paid, which come back to him)?

An investor buys off-plan at AED 1,600,000, pays 30% of the price in instalments plus the 4% DLD fee, then assigns the unit for AED 1,900,000. Selling costs: 2% commission plus 5% VAT on the sale price and a AED 5,000 developer NOC fee. The buyer takes over the remaining 70%. What is his ROI on the cash he put in, in %?

An investor buys a ready apartment for AED 1,500,000. The bank lends AED 1,125,000 and the monthly payment is AED 6,250. His cash in is the AED 375,000 down payment plus AED 95,000 of buying costs. Rent is AED 105,000 a year and service charges AED 18,000. What is his cash-on-cash return, in %?

An investor spent AED 1,260,000 in total (price plus buying costs) on a rented villa. After service charges and maintenance, it brings AED 84,000 a year. Assuming the rent stays flat, how many years does it take to recover the outlay from net rent alone (payback period)?

In Abu Dhabi, a buyer pays AED 1,250,000 for an 800 sq ft apartment on Al Reem Island, plus the 2% transfer fee, 2% agency commission plus 5% VAT, and AED 3,750 of other fees. Rent is AED 85,000 a year and service charges AED 16 per sq ft. What is the net yield on the total outlay, in %?

Your client hesitates between two apartments at the same price, AED 2,000,000: one in Dubai, one in Abu Dhabi. How much more does he pay in government transfer fees in Dubai (4%) than in Abu Dhabi (2%), in AED?

An investor buys a ready villa on Yas Island for AED 3,000,000, paying the 2% Abu Dhabi transfer fee and 2% commission plus 5% VAT. Two years later he sells for AED 3,450,000 and pays 2% commission plus 5% VAT; the buyer pays the transfer fee. Ignoring rent and running costs, what is his ROI on total cash invested, in %?

Unit A (Al Furjan): AED 1,100,000, rent AED 85,000, service charges AED 12,000. Unit B (Dubai Marina): AED 1,600,000, rent AED 125,000, 850 sq ft at AED 28 per sq ft service charge. Which statement is correct?

1. B has the higher gross and the higher net yield
2. A has the higher gross and the higher net yield
3. Both have the same net yield once service charges are counted
4. B has the higher gross yield (7.81% vs 7.73%), but A has the higher net yield (6.64% vs 6.33%)

A landlord wants a 6% net yield on a townhouse he bought for AED 1,800,000. Service charges and upkeep cost AED 22,000 a year. What is the minimum annual rent he must achieve, in AED?

Bayut's H1 2026 report gave Discovery Gardens apartments a projected ROI of 9.06%. What is that figure based on?

1. DLD registered sale prices and Ejari contract rents
2. Advertised (asking) prices and rents on the portal
3. Net income after service charges, divided by price
4. Developer launch prices for off-plan units