An American client living in New York asks whether foreigners can buy an apartment in Paris. What do you answer?
- Only with a French residence permit
- Only through a French company
- Yes: France puts no restriction on foreigners buying property, and no residence permit is needed
- Only new-build property
Foreign buyers face no special permit. Move on to budget, financing and the steps: offer, compromis, notaire and deed.
A buyer has just signed a compromis de vente for a flat he will live in. How long does he have to change his mind?
- 24 hours
- 30 days
- 10 days, counted from the day after the registered letter is first presented
- No time: the compromis is final
Article L.271-1 of the Code de la construction et de l'habitation gives a non-professional buyer of a home 10 calendar days.
Notaires de France (Tangram): Compromis de vente, comment exercer son droit de rétractation (2025-06) On day 8 of his withdrawal period, a buyer says he wants out but has no good reason. What do you tell him?
- He can withdraw by registered letter, with no reason and no penalty
- He loses his deposit
- He must pay the agency fee
- It is too late after 7 days
No reason is needed and no penalty applies. His deposit must be refunded within 21 days.
Notaires de France (Tangram): Compromis de vente, comment exercer son droit de rétractation (2025-06) A property dealer buys a flat as a professional and asks for the 10-day withdrawal period. What is the point to check?
- Everyone gets 10 days, whatever the property
- Professionals get 30 days
- Only foreign buyers get the period
- The right protects non-professional buyers of residential property, so his status matters
The protection targets non-professional buyers of homes. Ask the notaire to confirm how it applies before promising anything.
Notaires de France (Tangram): Compromis de vente, comment exercer son droit de rétractation (2025-06) Who must draw up the final deed of sale for a property in France?
- The agent, in a private contract
- A notaire, in an acte authentique
- The buyer's bank
- The town hall
The notaire signs the acte authentique and collects the transfer taxes. The agent prepares the deal; the notaire completes it.
A seller signed a 3-month exclusive mandate with renewal. In month 5 he wants to end it. What is accurate?
- He is locked in for 12 months
- The irrevocable part of the exclusivity is capped at 3 months, so he can end it under the mandate's termination terms
- He must pay the full fee to leave
- He cannot leave until a buyer is found
Article 78 caps the irrevocable period at 3 months. For an individual seller, the agency must also remind him of his right to terminate before a tacit renewal.
Le Blog de L'Immobilier: Durée du mandat exclusif depuis la loi ALUR (2026-10) A competitor's mandate makes the seller pay a fee even if no sale takes place. What does the DGCCRF say?
- It is legal if the seller signs
- It is legal in exclusive mandates
- It is legal below 1,000 €
- Charging a fee without an actual sale is an illicit clause
The DGCCRF lists such clauses as illicit, along with clauses that make the seller pay when he finds the buyer himself.
DGCCRF (economie.gouv.fr): Agences immobilières, attention aux clauses illicites et à l'information sur les tarifs (2022-06) A seller living in Dubai sells his Nice flat for 400,000 € after 10 years. What should you flag for the notaire?
- He will need a fiscal representative: he lives outside the EEA, the price is above 150,000 € and he held it under 30 years
- Nothing: non-residents pay no tax on French gains
- Only the IFI
- That he must move back to France
The notaire will deal with the gain tax. Flag the fiscal representative early so the sale is not delayed.
David Notaires (Aix-en-Provence): Plus-value des non-résidents, que dois-je payer (2020-10) A client buys a second home in Bordeaux and asks about yearly local taxes. What do you mention?
- Second homes pay no local tax
- Bordeaux charges 5%
- Bordeaux applies the maximum 60% surtax on taxe d'habitation for second homes
- Only Paris has such a surtax
Bordeaux, Paris, Lyon and Nice all apply the 60% maximum. Build it into the client's yearly budget.
SeLoger: Résidence secondaire, ces communes qui majorent fortement la taxe d'habitation (2026-10) An investor falls for a cheap flat with a G-rated DPE and wants to let it to a long-term tenant. What do you tell him?
- G is fine for tenants under 30
- The ban only applies in Paris
- G-rated homes cannot be let under a new lease since 1 January 2025, so works are needed first
- The DPE does not matter for rentals
Put the cost of works into the offer price. F joins the ban in 2028 and E in 2034, and furnished tourist rentals are covered too.
Hellio: Les logements G au DPE sont-ils interdits à la location en 2026 (2026) A seller's flat has electric heating and an F-rated DPE from 2024. What should you suggest before setting the price?
- Download an updated certificate from ADEME, since the electricity coefficient changed on 1 January 2026
- Nothing, the DPE cannot change
- Hide the DPE from buyers
- Order works before any discussion
The coefficient fell from 2.3 to 1.9, and about 850,000 electrically heated homes are expected to leave F and G. A better class can help the price.
LocService: DPE 2026, avec le nouveau calcul 850 000 logements sortiront des passoires thermiques (2026-01) A buyer wants to let his future Paris main residence on short-term platforms. What do you warn him about?
- There are no rules on short lets
- He can let it 365 days
- Only hotels need a registration number
- Mayors can cap main-residence short lets at 90 days a year, and a registration number is required in almost all communes
The loi Le Meur cut the possible cap from 120 to 90 days and cut the micro-BIC allowance for unclassified rentals.
Optimhome: Location meublée touristique 2026, ce que change la loi Le Meur (2026) A client asks you how to organise the inheritance of the flat for his children. What do you do?
- Give him a firm legal plan yourself
- Explain that it is outside your role and refer him to a notaire or a lawyer
- Tell him it does not matter
- Ask the seller's notaire to advise him for free
Agents handle the market and the deal. Legal and tax planning belongs to a notaire or a lawyer who acts for the client.
A British buyer compares a resale flat in Antibes with one in Paris. What is true about transfer taxes in 2026?
- Both are at 10%
- Alpes-Maritimes stayed at 5.81%, while Paris is in the group at about 6.32%
- Paris is cheaper than Antibes
- There are no transfer taxes on resale
Alpes-Maritimes did not vote the 2025 rise. Check the DGFiP table before quoting a precise figure.
MesFraisNotaire: Frais de notaire Alpes-Maritimes (06) 2026 (2026-10) A young couple buying their first home in Lyon (Rhône) ask about transfer taxes. What do you tell them?
- First-time buyers pay nothing
- They pay double
- First-time buyers pay 2%
- Eligible first-time buyers pay 5.81% instead of about 6.32% in departments that voted the rise; the notaire confirms eligibility
Rhône voted the rise, but eligible first-time buyers keep the 5.81% rate.
MesFraisNotaire: DMTO 2026, comprendre les taux (5,81 %, 6,32 %, 5,09 %) (2026-10) You are an agent commercial. A buyer wants to hand you a cash deposit to 'hold the flat'. What do you do?
- Refuse: as an agent commercial you cannot receive or hold client funds
- Take it and keep a receipt
- Take it if he insists
- Put it in your personal account until the compromis
Holding client funds is not allowed for agents commerciaux. Explain how the deposit is handled at the compromis stage.
CNACIM: Carte T et attestation d'habilitation (2026-10) An off-plan buyer offers to pay 50% now, before the foundations are finished, in return for a better price. What do you remind everyone?
- Any schedule is fine if both agree in writing
- He can pay 100% upfront
- The legal VEFA schedule caps calls at 35% at foundations, 70% at hors d'eau and 95% at completion
- Caps apply only to houses
The schedule protects the buyer if the project runs into trouble. Do not encourage paying ahead of the legal stages.
Le Mag Juridique: Comment fonctionne l'échelonnement du prix d'une vente en VEFA (2021-11) A resale flat in Alpes-Maritimes costs 340,000 €. Total buyer costs come to about 7.19% of the price. What should the buyer budget for costs, in EUR?
EUR 340,000 x 7.19% = 24,446 €, on top of the price. In Paris the share is higher, around 7.8%.
MesFraisNotaire: Frais de notaire Alpes-Maritimes (06) 2026 (2026-10) A buyer asks what mortgage rate he can expect in October 2026. What is a fair answer?
- Around 3.66% on average over 20 years, 3.00% to 3.25% for the best profiles, and rising; a broker will confirm
- Under 1%
- About 7%
- Rates are fixed by the State at 2%
Give the market range, then refer him to a broker or bank for an actual offer.
PAP.fr: Crédit immobilier, les taux d'octobre 2026 (2026-10) A Belgian seller, a French resident for 5 years before moving back to Brussels, sells a Lyon flat. What exemption might apply?
- No tax at all on any gain
- An exemption only after 5 years abroad
- The main residence exemption, whatever the date of sale
- A one-off exemption on up to 150,000 € of gain for EEA nationals who were French residents for at least 2 years
The notaire checks the conditions. Former main residences are also exempt if sold by 31 December of the year after leaving.
David Notaires (Aix-en-Provence): Plus-value des non-résidents, que dois-je payer (2020-10) - Dubai areas
- Rules and processes
- Money and calculations
- Off-plan
- Leasing
- Sales skills
- Selling Dubai
- Compliance
- Marketing and social media
- Client mastery
- Mindset and performance
- Market cycles and valuation
- Abu Dhabi: rules and areas
- Sharjah: rules and areas
- Ras Al Khaimah: rules and areas
- Ajman: rules and areas
- Umm Al Quwain: rules and areas
- Fujairah: rules and areas
- Saudi Arabia: rules and licence
- Saudi regions and neighbourhoods
- Saudi off-plan (Wafi)
- Where to invest in Saudi Arabia
- Saudi calculations: ROI and yields
- Saudi clients and culture
- Egypt: rules and broker registry
- Egypt areas and new cities
- Egypt off-plan
- Where to invest in Egypt
- Egypt calculations: ROI and plans
- Egyptian clients and culture
- Morocco: rules and the agent profession
- Morocco cities and areas
- Morocco off-plan (VEFA)
- Where to invest in Morocco
- Morocco calculations: costs, ROI and yields
- Moroccan clients and culture
- Spain: rules and the agent profession
- Spain cities and areas
- Spain off-plan
- Where to invest in Spain
- Spain calculations: taxes, ROI and yields
- Cyprus: rules and the estate agent licence
- Cyprus cities and areas
- Cyprus off-plan
- Where to invest in Cyprus
- Cyprus calculations: taxes, ROI and yields
- International clients in Cyprus
- Thailand: rules and who can work
- Thailand cities and areas
- Thailand off-plan
- Where to invest in Thailand
- Thailand calculations: taxes, ROI and yields
- International clients in Thailand
- France: rules and the carte professionnelle
- France cities and regions
- France off-plan (VEFA)
- Where to invest in France
- France calculations: taxes, ROI and yields
- International clients in France
- Portugal: rules and the AMI licence
- Portugal cities and regions
- Portugal off-plan
- Where to invest in Portugal
- Portugal calculations: taxes, ROI and yields
- International clients in Portugal
- International clients in Spain
- Bali: rules, licences and who can be a broker
- Bali areas
- Bali off-plan villas
- Where to invest in Bali
- Bali calculations: taxes, ROI and yields
- International clients in Bali
- All Emirates: who does what
- Trainee
- Junior broker
- Broker
- Senior broker
- Top producer
- Closer
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